Acquiring Fraud Analyst — Remote EU | Stock Options

Finom; United States; Remote; USD 90,000 - 130,000; Full time

Benefits offered by this job

Stock options

Work & travel/remote across Europe

Job summary

Finom is hiring a Fraud Analyst (Acquiring) to join the Second Line of Defence within Financial Crime Risk Management. You will identify and mitigate acquiring fraud risks, build scenarios, and support risk frameworks while collaborating with product, engineering, and ML teams across Europe.

You will monitor metrics, refine rules, and help ensure fraud controls stay within risk appetite without hampering growth or user experience.

Qualifications

• 2+ years in merchant risk or PSP risk management.
• Experience with fraud prevention, detection and investigations.
• Understanding of Visa/Mastercard monitoring programs and chargebacks.
• Knowledge of the end-to-end payments ecosystem.
• Ability to work with fraud rules or ML-driven controls.

Responsibilities

• Analyse internal data sources and external trends to identify acquiring fraud risks.
• Translate patterns into well-defined acquiring fraud scenarios.
• Maintain and enrich the Acquiring Fraud Typology Library.
• Collaborate with Fraud Risk Manager, product, engineering and ML teams on rules and signals.
• Back-test, validate, and tune acquiring fraud controls.
• Monitor fraud metrics and propose optimization actions.
• Act as a Second Line challenger for First Line decisions.
• Support Visa/Mastercard monitoring programs and remediation actions.
• Develop training materials for acquiring fraud analysts.
• Draft system requirements and internal policies for fraud prevention.
• Participate in process improvements within Financial Crime Risk Management.
• Perform other duties to support fraud loss prevention.

Skills

English proficiency

2+ years experience in merchant risk

Fraud prevention & investigations

Acquiring fraud typologies knowledge

SQL or BI tools

Tools

SQL

BI tools

Job description

Finom is hiring a Fraud Analyst (Acquiring) to join the Second Line of Defence within Financial Crime Risk Management. You will identify and mitigate acquiring fraud risks, build scenarios, and support risk frameworks while collaborating with product, engineering, and ML teams across Europe.

You will monitor metrics, refine rules, and help ensure fraud controls stay within risk appetite without hampering growth or user experience.