Account Specialist IV Mortgage

JPMorganChase; Jacksonville (FL); On-site; USD 55,000 - 75,000; Full time

Job summary

JPMorganChase in Jacksonville, FL seeks an Account Specialist IV - Mortgage to support customers through life-event servicing, loss mitigation, and interaction with investors and lenders. You will help homeowners navigate documents, keep cases on track, and communicate decisions with clarity and empathy.

In this role you will work with Underwriting, Loss Mitigation, Bankruptcy, and other teams to resolve delinquencies, arrange payment options, and ensure regulatory compliance while delivering

Qualifications

• Understanding of FDCPA, TCPA and TILA as they apply to mortgage servicing.
• Demonstrated ability to build and maintain positive client relationships.
• Strong listening skills and problem-solving abilities.
• Ability to work across teams to enhance customer experience and process efficiency.
• Attention to detail, organization, and ability to multi-task while following policies.
• Ability to absorb complex information and apply it to customer needs under pressure.
• High School diploma.

Responsibilities

• Serve as the primary contact for customers and approved third parties during the life event process.
• Respond to inquiries regarding mortgage servicing transactions and handle inbound/outbound calls to address delinquency.
• Explain loss mitigation options and documentation requirements to customers.
• Assist customers with documents to ensure complete and accurate processing.
• Communicate underwriting decisions and next steps, monitoring customer adherence.
• Maintain ongoing communication with internal partners throughout the process.

Skills

FDCPA

TCPA

TILA

Client relationships

Verbal communication

Written communication

Time management

Multi-tasking

Regulatory knowledge

Education

High School diploma

College degree

Job description

Job Description

Embark on a rewarding and challenging career as an Account Specialist IV with our dynamic team. You'll have the opportunity to make a significant impact by supporting process improvements, key initiatives and expanding your creative skills in a supportive and collaborative environment. Join us and contribute to our mission while advancing your career. With highly supportive leadership and programs to foster growth and career mobility, your skills and capabilities can increase and be fine-tuned to make you more agile and versatile in reaching your career potential.

Job Description

Embark on a rewarding and challenging career as an Account Specialist IV with our dynamic team. You'll have the opportunity to make a significant impact by supporting process improvements, key initiatives and expanding your creative skills in a supportive and collaborative environment. Join us and contribute to our mission while advancing your career. With highly supportive leadership and programs to foster growth and career mobility, your skills and capabilities can increase and be fine-tuned to make you more agile and versatile in reaching your career potential.

As an Account Specialist IV- Mortgage, in Customer Life Events you will be responsible for delivering top notch support that is vital to Home Lending as part of the team in Customer Life Events where we are responsible for the interactions with homeowners or those who are acquiring a home loan through assumptions who require Chase's assistance in completing the transaction, or bringing the account current. You will assist customers as they work towards a resolution through servicing transactions, payment arrangements, retention workout options, or liquidation of the mortgage.

Job Responsibilities

• Serve as the primary contact for customers and approved third parties during the customer life event process; including but not limited to investors and attorneys, trustees, and courts.
• Respond to customer inquiries regarding mortgage servicing transactions and be responsible for inbound and outbound calls to solve delinquency
• Help the customer through loss mitigation options and for explaining Chase and investor-specific documentation requirements to the customer.
• Assist customers with understanding the documentation required of them to get transactions processed and decisioned: Reviews and perfects all documents provided by customer ensuring file is complete and accurate.
• Communicate decisions from Underwriting/QA, including assumption, successor in interest, retention, and liquidation options, and discuss next steps and monitor customer adherence and completion of transaction after decision
• Communicate and keeps customer apprised throughout the process by maintaining close communication with internal partners including but not limited to Underwriting, Bankruptcy, Loss Mitigation, Foreclosure, and Service Member Civil Relief Act (SCRA), Assumptions Processor

Required Qualifications, Capabilities, And Skills

• Knowledge of FDCPA, TCPA and TILA
• Proficiency in building and maintaining positive client relationships with demonstrated excellent verbal and written communication skills.
• Proven ability to actively listen and proactively provide appropriate solutions and problem solving and highly effective organization and time management skills.
• Proven ability to work collaboratively across functional teams to enhance the customer experience by ensuring operational excellence and highlighting opportunities to enhance/streamline the process
• Must be detail oriented, organized, and poses the ability to multi-task with a proven ability to follow policies, procedures, and regulatory requirements.
• Ability to quickly absorb complex information, process information and apply appropriately to customer's needs and understanding when to upscale items and ability to work well under pressure while multi-tasking to meet deadlines.
• High School diploma

Preferred Qualifications, Capabilities, And Skills

• 3+ years' experience in Home Lending including but not limited to Assumptions, Customer Service, Loss Mitigation, Underwriting, Foreclosure, Bankruptcy and/or Loan Originations
• 1+ years' experience in a high volume sales or customer contact center
• College degree

ABOUT US

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About The Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

For many, owning a home is the ultimate dream and we're here to help customers make responsible choices throughout the home buying process through our online tools and advice. Whether purchasing a first home or vacation home, refinancing an existing loan or tapping into a home equity line of credit, we offer comprehensive services to help homeowners at every stage of their journey.