Abuse Investigator

Stripe; San Francisco (CA); Hybrid; USD 188,000 - 283,000; Full time

Benefits offered by this job

Equity

Company bonus

401(k) plan

Medical, dental, and vision

Job summary

Stripe is seeking an experienced Abuse Operations incident responder in California to lead high-risk fraud investigations and incident response. You’ll work across security, fraud, and data science to identify root causes and drive scalable improvements to detection and remediation.

You will mentor teammates, coordinate with legal and policy teams, and help implement agentic automation that speeds responses while reducing risk for merchants and Stripe alike.

Qualifications

• 10+ years of incident response experience in security, abuse or trust domains.
• 10+ years of data analysis experience with fraud patterns.
• BS/MS in CS or related field, or equivalent experience.
• Expert knowledge of Python and SQL.
• Experience with log analysis, network security, and forensics.
• Clear results-focused communication.
• Creative, holistic risk reduction in complex environments.

Responsibilities

• Investigate and remediate urgent fraud incidents using FT3 mapping.
• Analyze high-risk accounts for fraudulent merchants and other vectors.
• Lead root cause analyses to improve systems and processes.
• Streamline incident response tooling and processes.
• Collaborate with security, fraud and data science teams to build agentic solutions.
• Communicate with legal and policy teams to mitigate risks.
• Mentor teammates and champion quality standards.

Skills

Python

SQL

Data analysis

Incident response

Threat intelligence

Communication

Education

Bachelor's or Master's in Computer Science or related field

Tools

Databricks

Trino

PySpark

Pandas

Sci-kit Learn

Job description

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

Who we are

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About The Team

Abuse Operations is the front-line incident response and remediation function handling active product abuse and fraud impacting Stripe and its merchants. This multi-disciplinary group, spanning Incident Managers, Investigators, Forward Deployed Security Engineers, and Data Scientists, neutralizes active attacks, gathers requirements for operational tooling, and leads incidents. The team works directly with impacted merchants to resolve technical incidents and policy abuse rapidly. Operating primarily across Eastern, Pacific and Western European time zones, these team members regularly coordinate with global stakeholders across the world.

What you’ll do

You’ll play a critical role in safeguarding our financial ecosystem by investigating high-risk accounts and identifying complex patterns of fraud during incidents. You will lead incident response for product abuse and fraud events, conducting deep-dive analyses to identify root causes. By collaborating cross-functionally, you will drive improvements that enhance our fraud detection and prevention strategies at scale. Your expertise will be essential in automating response processes through agentic approaches, allowing us to safeguard merchants and neutralize threats with speed and precision.

Responsibilities

• Investigate, mitigate, and remediate urgent fraud incidents (e.g., ATO, card testing), utilizing FT3-mapped detection and signals enrichment to reduce uncertainty and accelerate response.
• As part of incidents, analyze high-risk accounts to identify fraudulent merchants, card testing, account takeovers, and other fraud vectors, classifying them using FT3 (Fraud Taxonomy 3.0) to standardize threat intelligence.
• Lead incident root cause analyses to identify gaps in current systems and strategies, leveraging the FT3 framework, data-driven model to drive enhancements and process improvements for emerging fraud risks.
• Streamline incident response capabilities, ensuring the tooling and processes are clear, accurate and efficient.
• Work cross-functionally with security, fraud and data science teams to build agentic solutions for responding to abuse incidents at scale.
• Effectively communicate cross-functionally with legal and policy teams to assess and mitigate risks, while demonstrating strong problem-solving under pressure.
• Collaborate effectively with teammates, leading projects, mentoring others, and developing and championing quality standards within the team.

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum Requirements

• 10+ years of experience conducting incident response in security, product abuse or trust domains
• 10+ years experience analyzing large data sets to solve problems and/or building models with a behavioral approach to fraud detection
• B.S. or M.S. Computer Science or related field, or equivalent experience
• Expert knowledge of Python and SQL, and familiarity with other programming languages
• Existing experience with log analysis (e.g. first or third party applications, system / data access, event logs), network security, digital forensics, and incident response investigations
• Ability to communicate results clearly and focus on impact
• Ability to think creatively and holistically about reducing risk in a complex environment.

Preferred Qualifications

• An adversarial mindset, understanding the goals, behaviors, and TTPs of threat actors.
• Experience with engineering, data processing and analysis tools (e.g. Databricks, Trino, etc.)
• Familiarity with common open-source frameworks for big data processing and/or data science (PySpark, Pandas, Sci-kit Learn, etc.)
• Experience with tactical threat intelligence and/or hunting for sophisticated threat actors in an enterprise environment
• Ability to proactively challenge the status quo by leveraging data and taking a user-centric approach to address complex product integrity challenges.

Hybrid work at Stripe

This role is available either in an office or a remote location (35+ miles or 56+ km from a Stripe office).

In-office expectations

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

Working remotely at Stripe

A remote location is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet‑ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently live or plan to live.

Pay and benefits

The annual US base salary range for this role is $188,400 - $282,600. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

We look forward to hearing from you.

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.

At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.

Please find our California applicant personal information notice here.

The application window will remain open for 100 days after the Job Post is published. However, this opportunity will remain open based on the needs of the business, which may cause the application window to close before or after the 100-day mark.