ABS Credit Analyst – Structured Finance & Insights

Fitch Ratings; New York (NY); Hybrid; USD 80,000 - 95,000; Full time

Benefits offered by this job

Hybrid work environment

Learning & mobility

Retirement planning

Healthcare offerings

Parental leave

Inclusive culture

Job summary

Fitch Ratings is seeking an Analyst to join its Asset-Backed Securities (ABS) group in our Chicago or New York office. The role offers exposure to consumer ABS, including auto loan/lease, credit cards, and unsecured loans, with emphasis on credit views and trend analysis.

Strong communication and teamwork are essential as you support rating workflows. Ideal candidates have a BA/BS and at least 1 year of related experience, plus the ability to analyze data and stay current with market trends.

Qualifications

• You hold a BA/BS degree and have at least 1 year of relevant work experience (excluding internships).
• You have strong written and verbal communication skills.
• You are comfortable analyzing large datasets and deriving meaningful conclusions.
• You enjoy working collaboratively and have strong interpersonal skills.
• You have a good understanding of finance fundamentals and current economic conditions.
• You are eager to learn new concepts, ask questions, and grow your expertise.

Responsibilities

• Analyze key credit, legal, and structural aspects of ABS transactions
• Support rating workflows by assisting in the analysis and monitoring of a portfolio of ABS transactions
• Utilize cashflow models to help form opinions on future performance
• Stay up to date on sector trends and communicate your findings effectively within the team and to external stakeholders
• Contribute to research reports and special projects focused on sector trends

Skills

Credit analysis

Data analysis

Communication skills

Interpersonal skills

Finance fundamentals

Eagerness to learn

Education

BA/BS degree

Job description

Fitch Ratings is seeking an Analyst to join its Asset-Backed Securities (ABS) group in our Chicago or New York office. The role offers exposure to consumer ABS, including auto loan/lease, credit cards, and unsecured loans, with emphasis on credit views and trend analysis.

Strong communication and teamwork are essential as you support rating workflows. Ideal candidates have a BA/BS and at least 1 year of related experience, plus the ability to analyze data and stay current with market trends.