2027 Software Engineer Program - Full-Time - United States - February Start

JPMorganChase; Chicago (IL); On-site; USD 85,000 - 125,000; Full time

Job summary

JPMorganChase in the United States is seeking an Early Careers Software Engineer to contribute to high‑impact technology projects in a modern engineering environment. You will build a solid technical foundation while developing judgment to grow into a confident engineer.

Join a two‑year program with structured learning, mentorship, and hands‑on project work, and opportunities for career growth. You will work with experienced engineers, apply automation and AI tools, and contribute to scalable

Qualifications

• Pursuing a Bachelor's or 5th-year Master's with expected graduation between Jul 2026 and Dec 2026.
• Graduated by Dec 2026 and available to start full-time in Feb 2027.
• Streams and specializations in CS/Info Science/Info Tech/Data Science/AI/Big Data, or related field.
• Experience designing, developing, testing, and troubleshooting software as part of an engineering team.
• Proficiency writing secure, high-quality code in at least one programming language.

Responsibilities

• Design, develop, test, and troubleshoot software solutions.
• Communicate clearly in writing and verbally, document solutions, and guide AI-assisted development tools to produce high-quality outputs.
• Collaborate with engineers, managers, and stakeholders to understand problems and deliver reliable solutions.
• Leverage approved AI development tools to improve code quality and productivity, with peer review and automated testing.

Skills

Programming fundamentals

Secure coding practices

Communication skills

Team collaboration

AI tooling familiarity

Education

Bachelor's degree or 5th-year Master in CS/Info Science/IT/Data Science/AI/Big Data

Job description

JOB DESCRIPTION

As an Early Careers Software Engineer, you'll make an immediate impact by contributing to high‑impact technology projects in a modern engineering environment. You will build strong technical foundations while developing the critical thinking skills and judgment needed to grow into a confident, effective engineer. You will collaborate with experienced engineers to deliver high‑quality solutions, expand your skills through continuous learning, and access clear opportunities for career growth within the firm.

ABOUT THE PROGRAM

As an Early Careers Software Engineer in our Software Engineer Program, you'll join a global, two-year development experience designed to help you grow through structured learning, mentorship, and hands‑on project work. You'll build strong technical skills, professional judgment, and learning agility while contributing to meaningful technology outcomes. You'll begin with an in-depth induction that introduces you to our businesses, engineering standards, and development methodologies, while supporting your professional development and helping you build connections across the firm. We will be filling our classes on a rolling basis. We strongly encourage you to submit your application as early as possible before job postings close.

Job Responsibilities

• Design, develop, test, and troubleshoot software solutions.
• Communicate clearly in writing and verbally by articulating problems, documenting solutions, and effectively prompting approved AI‑assisted development tools to produce high‑quality outputs.
• Collaborate with engineers, managers, and stakeholders across teams to understand problems, share ideas and feedback, and deliver reliable solutions.
• Leverage approved AI development tools (for example, code generation, refactoring, test creation, and documentation) to improve code quality and productivity, while validating outputs through peer review, automated testing, and secure coding practices.
• Apply automation and modern tooling across the Software Development Life Cycle (SDLC), including AI‑enabled capabilities, to improve delivery efficiency and reliability.
• Participate in programs such as Force for Good to contribute technology solutions that support social impact initiatives.

REQUIRED QUALIFICATIONS, CAPABILITIES, AND SKILLS

• Be pursuing a Bachelor's degree or a 5th‑year Master's degree with an expected graduation between July 2026 and December 2026.
• Have graduated by December 2026 and be available to start full‑time employment in February 2027.
• Have streams and specializations in Computer Science, Information Science, Information Technology, Data Science, Artificial Intelligence or Big Data, or related field
• Have experience designing, developing, testing, and troubleshooting software solutions as part of an engineering team.
• Demonstrate proficiency writing secure, high‑quality code in at least one programming language, following established standards and best practices.
• Apply automation and modern tooling to reduce manual effort and improve consistency across the software development life cycle.
• Use approved AI development tools (for example, code drafting, refactoring, testing, and documentation) with appropriate review and validation.
• Critically evaluate AI‑generated outputs and remain accountable for final solution quality and correctness.
• Follow responsible AI practices in engineering workflows, including secure handling of inputs and outputs and adherence to resiliency and security expectations.
• Demonstrate strong written and verbal communication skills, including the ability to articulate technical concepts, document work, and collaborate effectively across teams and tools.

Preferred Qualifications, Capabilities, And Skills

• Demonstrate a foundational understanding of software engineering concepts through coursework, projects, or internships.
• Apply software engineering skills to projects involving open‑ended or ambiguous problems, including breaking work into steps, experimenting with solutions, and iterating based on feedback.
• Use AI development tools to improve efficiency with tasks such as coding, testing, debugging, or documentation.
• Show sound judgment in validating AI‑generated outputs and maintaining ownership of solution quality, correctness, and security.
• Bring curiosity about emerging technologies and thoughtfully assess when and how to apply them.
• Seek opportunities to build, improve, and deliver technology that creates real‑world impact.

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

Locations you may join:

• Chicago, IL
• Columbus, OH
• Houston, TX
• Jersey City, NJ
• New York Metro, NY
• Palo Alto, CA
• Plano, TX
• Tampa, FL
• Wilmington, DE

ABOUT US

You’ll benefit from a multi‑billion annual investment in technology, working in one of the world’s biggest tech companies. You’ll work in an open, collaborative, and supportive culture, where our agile teams are constantly innovating, learning new skills, and at the forefront of developing new technologies and solutions. With the scale of our business, you could impact millions of consumers, thousands of enterprise clients, and 300,000+ employees. We’re committed to advancing your career helping you acquire new skills, opportunities, and a global network of support that will help you take your career in any direction imaginable.

About You

To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment‑based immigration sponsorship for this program. Likewise, JPMorgan Chase, will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT.)

Visit jpmorganchase.com/careers for upcoming events, career advice, our locations and more. ©2026 JPMorgan Chase & Co. JPMorgan Chase is an equal opportunity and affirmative action employer Disability/Veteran

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans.