2027 Early Career Program - Associate Underwriter

The Guardian Life Insurance Company of America; Boston (MA); Hybrid; USD 59,000 - 89,000; Full time

Benefits offered by this job

Mentorship program

Dynamic work environment

Community engagement

Job summary

The Guardian Life Insurance Company of America is seeking high-potential students for the Early Career Program in Group Benefits Underwriting, based in Boston with a hybrid schedule. You will train across teams, learn about Guardian's products and insurance concepts, and work on real projects under mentorship.

You will apply data and analytics, develop Excel and PowerPoint skills, and build a network within the organization.

Qualifications

• Pursuing degree with graduation date May 2027 in a relevant field.
• Strong math comfort and numerical ability.
• Excellent written and verbal communication skills.

Responsibilities

• Participate in a training program to understand the organization and Underwriter role.
• Be part of a team assessing risk and determining appropriate rate levels.
• Identify and communicate trends to support key financial measures.
• Learn from leaders, mentors, and teammates across the organization.
• Build a network and engage with other interns and business units.

Skills

Excel

PowerPoint

Data analysis

Problem solving

Education

Pursuing degree (May 2027) in Risk Management, Economics, Finance, Business, Accounting, or Mathematics

Tools

AI tools

Job description

Are you looking for a career that will directly impact business outcomes and financial results? If yes, come join the Group Benefits Underwriting organization through our Early Career Program. This unique program includes a blend of instructor led, self-study, and on the job training experiences that will provide you with the knowledge and skills to contribute to a variety of teams across the Underwriting organization. You can expect to learn about Guardian, the products we sell, advanced insurance concepts, risk analysis and rate projections. In addition to the training and variety of experiences, the program will provide you with an opportunity to network and shape your career through dedicated mentorship, collaborative projects, and exposure to senior leadership. Location: Boston, MA Hybrid - In office 3 days per week Up to 15% travel within the US

You are:

• A senior with an anticipated graduation date of May 2027 Majoring in Risk Management, Economics, Finance, Business, Accounting, or Mathematics with a minimum GPA of 3.0
• A collaborative teammate with a can-do attitude who enjoys taking a variety of data points and making it easy for others to use and understand

You have:

• High level of comfort with math and numbers
• Strong analytical and creative problem-solving skills
• Strong written and verbal communication skills

Preferred Qualifications

• Experience with Microsoft Excel and Microsoft PowerPoint
• Comfort exploring emerging technologies and leveraging AI-powered tools to seek innovative solutions

You will:

• Participate in a training program to provide understanding of the organization and Underwriter role
• Be a part of a team responsible for assessing risk and making decisions on an appropriate rate level
• Identify and communicate trends to support key financial measures
• Have the opportunity to work and learn from supportive leaders, mentors and team members across the organization who will help coach you as you develop your professional career
• Learn about Guardian’s purpose, values, how we work, and our suite of product and service offerings
• Build a network of colleagues and have a sense of community with other interns and other parts of the business
• Think broadly and ask questions about data, facts and other information
• Be a self-starter – someone who enjoys “rolling up their sleeves and getting things done”, has high energy, strong work ethic, displays the ability to work independently, and is creative

We offer:

• Meaningful and challenging work opportunities to accelerate innovation in a secure and compliant way
• Dynamic, modern work environments that promote collaboration and creativity to develop and empower talent
• Colleague Engagement Communities that create inclusive spaces where you can feel valued and connected Social responsibility in all aspects of our work- we volunteer within our local communities, create educational alliances with colleges, and drive a variety of initiatives in sustainability

Eligibility:

Applicants must be eligible to work in the U.S. without company sponsorship, now or in the future, for employment-based work authorization. F-1 visa holders with Optional Practical Training (OPT) who will require H-1B status, TNs, or current H-1B visa holders will not be considered. H1-B and green card sponsorship are not available for this position. If you have any questions regarding the application process, please feel free to email [e-mail].

Salary Range:

Salary Range: $59,120.00 - $88,677.50 The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

Our Promise At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards. Inspire Well-Being As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.

Equal Employment Opportunity

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

Accommodations

Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact [e-mail]. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site.

Visa Sponsorship

Guardian Life is not currently or in the foreseeable future sponsoring employment-based visas (e.g., such as an H-1B). In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship/support now or at any time in the future.

Notice Regarding Guardian’s Use of Artificial Intelligence in Recruitment

As part of Guardian’s job application process, Guardian may use artificial intelligence tools AI Tools to automate the sorting and filtering of information provided by applicants as part of its preliminary screening. This preliminary screening may be used to help identify applicant materials and resumes relative to their indication that the applicant meets the requirements for the specific job for which they are applying, as specified in the listing posted on Guardian’s jobs website (Careers at Guardian at https://www.guardianlife.com/careers). At Guardian, we do not use AI Tools to substantially assist or replace human judgment or discretionary decision making in our hiring process. All hiring decisions will be made by Guardian colleagues. Please be aware that if you apply for a specific position with Guardian, you will have the choice of opting out of Guardian’s use of AI Tools during the job application process. If you would like to request an alternative process that does not utilize AI Tools or would like to request a reasonable accommodation, within ten business days of your position application, you must email your request to [e-mail], making sure to provide your name and job requisition identification number. Guardian will retain your applicant materials and resume and all information therefrom in accordance with Guardian’s document retention policy, a copy of which you may request via [e-mail]. Additionally, at applicable times, Guardian will make public the most recent bias audit results for such AI tools, which may be found here.

Current Guardian Colleagues

Please apply through the internal Jobs Hub in Workday. Every day, Guardian helps our 29 million customers realize their dreams through a range of insurance and financial products and services. Our Purpose, to inspire well-being, guides our dedication to the colleagues, consumers, and communities we serve. We know that people count, and we go above and beyond to prepare them for the life they want to live, focusing on their overall well-being — mind, body, and wallet. As one of the largest mutual insurance companies, we put our customers first. Behind every bright future is a GuardianTM. Learn more about Guardian at guardianlife.com.