2027 Credit Analyst Program - Community Markets (La Crosse, WI)

associatedbank; La Crosse (WI); On-site; USD 64,615,000 - 110,748,000; Full time

Benefits offered by this job

Retirement savings (401(k) & Pension)

Paid time off for volunteering

Colleague Resource Groups

Competitive salaries with development

Employee stock purchase plan

Job summary

Associated Bank in La Crosse, WI is seeking a 2027 Credit Analyst Trainee - Community Markets for a five-month program that blends hands-on credit analysis, underwriting training, and project work with experienced bankers.

You will build a foundation for a career in credit and commercial banking, gaining exposure to underwriting, client interactions, and portfolio support in an on-site role.

Qualifications

• Bachelor's degree in business-related fields required
• Preferred: financial statement analysis
• Preferred: credit analysis aptitude, Excel proficiency

Responsibilities

• Learn and apply Associated's credit approach and underwriting process, including data analysis
• Undertake underwriting of existing and new credit transactions to monitor and manage a loan portfolio
• Understand Associated's lending cycle and product offerings for clients and prospects
• Assist in analyzing capital structures and financial needs to propose solutions
• Support preparation of credit presentations for commercial lending opportunities
• Collaborate with Portfolio Managers, Relationship Managers, Credit partners, and other teams to support credit relationships
• Gain exposure to portfolio management, relationship banking, and client interactions

Education

Bachelor's Degree in Business Administration, Finance, Accounting, Economics, or a related field

Tools

Excel

Job description

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires.

About Our Credit Analyst Program

Build your foundation for a career in credit and commercial banking. During Associated Bank’s five-month Credit Analyst Program, you’ll combine hands‑on experience with dedicated training, projects and opportunities to learn from experienced colleagues across the organization. You’ll build connections with peers, mentors and banking professionals while gaining exposure to how we evaluate credit, support clients and develop financial solutions. Throughout the program, you’ll put what you’re learning into practice and build the knowledge, confidence and experience to create a strong foundation for your career at Associated Bank.

Join Associated Bank as a 2027 Credit Analyst Trainee - Community Markets, where you’ll perform credit analysis, prepare credit presentations, support underwriting activities, partner with Relationship Managers on commercial lending opportunities, and gain exposure to client and prospect interactions. Participants gain the skills and experience needed to pursue future opportunities within portfolio management, commercial banking, credit, and other commercial banking functions.

This role is located in the La Crosse, WI market and is on‑site. The Credit Analyst Program begins on May 24, 2027.

Key Accountabilities

• Learn and understand Associated's credit approach and underwriting process, as well as spread and analyze financial data.
• Begin to conduct the analysis and underwriting of existing and new credit transactions, in preparation to monitor and manage a loan portfolio.
• Learn and understand Associated's lending cycle and the wide range of banking products we provide to our customers and prospective customers.
• Prepare to help companies analyze their capital structure and financial needs in order to help develop and recommend financial solutions.
• Support credit analysis activities and preparation of credit presentations for commercial lending opportunities.
• Partner with Portfolio Managers, Relationship Managers, Credit partners, and other commercial banking teams to support commercial credit relationships and client needs.
• Gain exposure to portfolio management, relationship banking, and client and prospect interactions within the commercial banking environment.
• Understand Associated's value proposition and the benefit of relationship banking.

Education & Experience

Required

• Bachelor's Degree in Business Administration, Finance, Accounting, Economics, or a related field

Preferred

• Financial statement analysis
• Credit analysis aptitude
• Excel proficiency

Why You’ll Love Working Here

At Associated Bank, you’ll be part of a supportive, growth-focused team that values your contributions and invests in your development. We offer meaningful career paths, community engagement opportunities, and a culture built on respect and teamwork.

We welcome and encourage applications from all qualified parties, including but not limited to people returning to the workforce, people with disabilities, those without a college degree, and veterans or those with military experience.

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.

• Retirement savings including both 401(k) and Pension plans.
• Paid time off to volunteer in your community.
• Opportunities to connect with others through our diversity-focusedColleague Resource Groups.
• Competitive salaries with professional development and advancement opportunities.
• Bonus benefits including well-being programs and incentives, parental leave,anemployee stock purchase plan, military benefits and much more.
• Personal banking, loan, investmentand insurance benefits.

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest.Join our community on Facebook,LinkedInandX.

Artificial Intelligence Statement

To support our recruiting process, we may use artificial intelligence ("AI") or automated technologies to collect, organize, sort, and analyze information submitted by applicants. These tools may assist our Talent Acquisition professionals in identifying applicants who appear to satisfy the minimum qualifications for a position.

AI is not used to make employment decisions on behalf of Associated Bank. No applicant will be selected or rejected solely based on the output of an AI tool. Hiring decisions are made by Associated Bank personnel who review applicant information and exercise independent judgment in accordance with applicable law and company policies.

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.

Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline.

Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact [e-mail] you need an accommodation at any time during the process.

Associated Banc-Corp participates in the E-Verify Program. E-Verify NoticeEnglish or Spanish. Know Your Right to WorkEnglishorSpanish.

Associated Bank isPay Transparencycompliant.

The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role.

For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range.

$22.55 - $38.65 per hour