2027 Corporate Banking Analyst

Huntington Bancshares, Inc.; Houston (TX); Hybrid; USD 60,000 - 80,000; Full time

Job summary

Huntington Bancshares, Inc. is seeking an entry-level Analyst to support the CSG Credit Products team and portfolio management activities.

You will learn credit and market analysis, cash flow modeling, industry research, and assist with credit policy and documentation while collaborating with relationships, credit administration, and capital markets teams. The role begins in July 2027 and is based in Houston, TX, with opportunities for flexible office/work-from-home arrangements.

Qualifications

• Bachelor's degree in Finance, Accounting, or related field.
• 0-2 years in underwriting or commercial banking environment.
• Proficiency in Microsoft Excel and strong attention to detail.

Responsibilities

• Gather and analyze financial information to determine creditworthiness for loan and credit products.
• Complete financial spreads, risk rating, performance tearsheets, and other portfolio monitoring activities.
• Underwrite complex commercial loans per Huntington credit policies and perform financial statement analysis and modeling.

Skills

Financial analysis

Credit underwriting

Financial modeling

Industry research

Education

Bachelor's Degree in Finance/Accounting

Tools

Microsoft Excel

MS Office

Job description

Description

The analyst supports the CSG Credit Products team and ongoing portfolio management and underwriting activities. In this entry level role, the analyst will develop skills in credit and market analysis including cash flow analysis and modeling, capitalization, industry research, credit policy and legal documentation, among others, in analyzing and summarizing the creditworthiness of clients and prospects. The Analyst will generally support the Credit Products Portfolio Management team and will also collaborate with internal partners including Relationship Management, Credit Administration, Capital Markets, and others in creating such analysis.The Analyst position is an entry-level developmental role for colleagues seeking a career in Portfolio Management; but may also be constructive for a colleague seeking a path to Relationship Management, Credit, Capital Markets, or many other Commercial roles within the Bank.

This role is scheduled to begin in July 2027 as part of the Analyst Program. Role locations will be limited to Columbus, OH; Houston, TX; or Charlotte, NC.

Duties & Responsibilities:

• Gather and analyze financial and business information to determine creditworthiness for loan and credit products.
• Complete financial spreads, risk rating, performance tearsheets, compliance testing, and other portfolio monitoring & maintenance activities
• Underwrite complex commercial loans in accordance with Huntington credit policies. This may include financial statement analysis, collateral analysis, financial modeling, industry and business risk evaluation and management assessment.
• Conduct industry and market research using numerous resources available; distilling key themes and conclusions into concise summary form for presentation purposes.
• Performs other duties as assigned.

Basic Qualifications:

• Bachelor's Degree required (Finance, Accounting, or related field)
• FINRA Series 79, 63 or other necessary combination required, or must be obtained within 4 months of hire
• 0-2 years of experience in an underwriting or commercial banking environment.
• High level of attention to detail
• Proficiency in Microsoft Office suite (particularly Microsoft Excel)

Ability to begin full-time employment in July 2027.

Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.