2027 Commercial & Investment Bank Risk Management Summer Analyst Program

Aumni; Houston (TX); On-site; USD 30,000 - 54,000; Full time

Job summary

JPMorganChase invites highly motivated students to join the Summer Analyst Risk Management Program in the United States. You will engage with Credit, Market, CTC, and Country Risk teams to assess credit and market risks, build models, and support senior management with analytical insights.

Orientation in New York, mentorship from JPMorganChase professionals, and exposure to valuation, accounting, corporate finance, and risk analysis are provided.

Qualifications

• Attend college/university in the U.S.
• Minimum cumulative GPA of 3.2 on a 4.0 scale.
• Expected graduation date of December 2027 through June 2028 from bachelor’s or master’s program.

Responsibilities

• Perform analysis/due diligence on counterparties/products.
• Monitor risk sensitivities across the portfolio.
• Build financial models.
• Contribute to analytical exercises in response to global events.
• Prepare reports with recommendations for senior management.
• Evaluate market movements that could impact the firm.

Skills

Quantitative skills

Analytical skills

Project management

Communication skills

Initiative

Adaptability

Education

U.S. college/university attendance

GPA 3.2+

Dec 2027–Jun 2028 graduation window

Tools

Excel

Word

Job description

Join our team of industry experts to manage risk for our global businesses and collaborate with professionals across the firm. As an intern, you'll be part of a supportive team where your perspective is valued, helping to innovate products for our clients. You'll receive training, mentorship, and engaging projects to develop your expertise.

As a risk manager in our Commercial & Investment Bank,you'llhelpmanageourfinancialreputationandregulatoryperformance,workacrossthe

businesstoshapedecisions,influencemodels,andinterfacewithregulators.Understanding,mitigating,and managing risk is central to our business and critical to our success.

Thenine-weeksummerprogrambeginswithanorientationandtrainingsessioninNewYork.Expertinstructors andJPMorganChaseprofessionalswillguideyouthroughourhistory,products,andtheintellectualpropertythat serves our clients. You'll learn skills in valuation analysis, accounting, corporate finance, economics, equity capital markets, debt capital markets, and risk analysis.

You’ll build your technical and practical knowledge on-the-job with opportunities in one of the following groups:

• Credit Risk Team: Assess client credit strength and analyze the firm's retained credit risk related to lending and trading activities. Locations: New York, NY; Plano, TX; Dallas, TX; Houston, TX; Chicago, IL; Los Angeles, CA

• Market Risk Team: Track market events, perform portfolio analysis and provide risk advisory for multiple asset classes, including FX, Rates, Equities, Credit, Securitized Products and Commodities retained by the firm. Locations: New York, NY

• Chief Investment Office, Treasury and Corporate (CTC) Risk Team: Manage the risk of the retained portfolio generated from CTC businesses, including Market Risk, Credit Risk, and Principal Risk. CTC Risk is also responsible for the independent risk management of Firmwide Liquidity Risk, Interest Rate Risk, and Capital Risk. Locations: New York, NY

• Country Risk Team: Evaluates countries across a range of factors - including macroeconomic, political, fiscal, external and monetary conditions - to measure and manage risks that could adversely impact the value of the firm's exposures to a particular country or set of countries. Location: New York, NY

Job Responsibilities

• Perform analysis/due diligence on counterparties/products
• Monitor risk sensitivities across the portfolio
• Build financial models
• Contribute to analytical exercises in response to global events
• Prepare reports with recommendations for senior management
• Evaluate market movements that could impact the firm

You’ll have the chance to:

• Learn about risk at a premier global investment bank
• Develop skills to thoroughly assess and evaluate risks
• Understand the role of integrity and transparency in dealing with regulators, clients, and business stakeholders
• Collaborate across the organization to solve problems proactively, including inquiries from clients, regulators, and stakeholders

Required qualifications, capabilities, and skills

• Attend college/university in the U.S.
• Minimum cumulative GPA of 3.2 on a 4.0 scale.
• Expected graduation date of December 2027 through June 2028 from bachelor’s or master’s program
  • If you are pursuing a master’s degree, it must be completed within 2 years of your bachelor’s degree
• To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorganChase, will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT.)
• Exceptional quantitative, analytical, project management, and communication skills
• Strong initiative, energy, and confidence in a fast-paced, collaborative environment
• Proficiency in Excel and Word; fluency in English

Preferred Qualifications

• Coursework in finance, economics, or accounting a plus

FEDERAL DEPOSIT INSURANCE ACT:

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

Join us

At JPMorganChase, we’re creating positive change for the diverse communities we serve. We do this by championing your innovative ideas through a supportive culture that helps you every step of the way as you build your career. If you’re passionate, curious, and ready to make an impact, we’re looking for you.

JPMorganChase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds, and professional experiences. We strive to hire qualified, diverse candidates, and we will provide reasonable accommodations for known disabilities.

Visit jpmorganchase.com/careers for upcoming events, career advice, our locations and more.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 2027 Commercial & Investment Bank Risk Management Program - Summer Analyst