2027 Commercial Banking Development Program - Credit Analyst - San Diego, CA - Corporate Administration

Western Alliance Bank; San Diego (CA); On-site; USD 38,000 - 54,000; Full time

Benefits offered by this job

Competitive salaries

Ownership stake in the company

Medical and dental insurance

Time off

401k matching program

Tuition assistance program

Employee volunteer program

Wellness program

Job summary

Western Alliance Bank is seeking a candidate for its 2027 Commercial Banking Development Program - Credit Analyst in San Diego, CA. You will build credit studies, analyze financial data, and prepare reports to support lending decisions while collaborating with multiple bank groups on treasury, FX, and loan documentation.

The role emphasizes analytical and organizational skills, a solid accounting background, and the ability to work with clients to resolve compliance and operational inquiries in

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers, and develop credit studies.
• Manage spread assignments, conduct financial analyses, and maintain related records.
• Prepare credit department reports and analyze credit and collateral information.
• Collect, organize, analyze company financials to ensure Bank compliance.
• Work with clients to resolve compliance issues and inquiries.
• Review client financials and perform credit risk analyses.
• Prepare in-depth reports with action plans from qualitative and quantitative research.
• Collaborate across Bank groups to execute treasury and FX instruments and legal documents.
• Produce loan packages for new and restructured loans.
• Facilitate reporting with third parties (auditors, appraisers, etc.).
• Monitor loan disbursements for regulatory compliance.

Skills

Analytical skills

Communication skills

Leadership

Organizational skills

Education

Bachelor's degree or equivalent experience

Accounting course completion

Job description

Job Title

2027 Commercial Banking Development Program - Credit Analyst - San Diego, CA - Corporate Administration

Location

CA - San Diego, 450 B St

What you'll do

• Spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management.
• Manage spread assignments, conduct financial analyses, and maintain related records and files.
• Prepare a variety of credit department reports, support the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers.
• Collect, organize, analyze company financials to ensure Bank compliance, and update the Bank's systems accordingly.
• Work directly with clients to resolve compliance issues and operational inquiries.
• Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures.
• Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
• Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents.
• Produce loan packages for new and restructured loans.
• Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc.
• Monitor loan disbursements to ensure compliance with Bank regulations.

What you'll need

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Compensation

Hourly range for new hires is generally $33.40 for San Diego, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits you'll love

• competitive salaries
• an ownership stake in the company
• medical and dental insurance
• time off
• a great 401k matching program
• tuition assistance program
• an employee volunteer program
• a wellness program

In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands‑on experience to help grow your career!

About the company

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [e-mail] or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

© Western Alliance Bancorporation