2027 Claim Trainee Program - Associate Claims Representatives

CNA Insurance; Town of De Witt (NY); On-site; USD 35,000 - 65,000; Full time

Job summary

CNA Insurance in the United States seeks an entry-level claims professional to join a formal training program handling low‑complexity commercial claims under close supervision. Start date targeted for June 2027 with defined authority limits and strong emphasis on accuracy, customer service, and compliant file documentation.

You will learn policy interpretation, claim handling protocols, and timely communication with insureds and business partners, preparing for licensure and career growth within

Qualifications

• Bachelor's degree preferred in any field.
• GPA of 3.0 or higher preferred.
• Demonstrated leadership via prior work or participation in extra-curricular activities is a plus.
• Prior corporate internship is preferred.
• Ability to obtain and maintain an Insurance Adjuster License where applicable.

Responsibilities

• Handle and resolve low complexity commercial claims under supervision.
• Verify policy coverage and gather information.
• Provide regular updates to insureds and claimants.
• Determine liability and reserves per procedures.
• Escalate complex issues to manager when needed.
• Maintain documentation and process disbursements.
• Collaborate with internal and external partners.
• Identify subrogation opportunities and potential fraud.

Skills

Customer service

Communication skills

Analytical thinking

Time management

Microsoft Office

Multitasking

Team player

Education

Bachelor's degree

GPA 3.0+

Leadership experience

Internships

Insurance Adjuster License

Tools

Insurance software

Job description

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.

After successful completion of a formal training program, this individual contributor position works under close supervision, and within defined authority limits, to handle and resolve low complexity commercial claims for a specific line of business. Responsibilities include investigating and resolving claims according to company protocols, quality and customer service standards. Position requires regular communication with customers and insureds.

JOB DESCRIPTION:

• This role has a targeted start date of JUNE 2027***

Essential Duties & Responsibilities:

Performs a combination of duties in accordance with departmental guidelines:

• Develops a working knowledge of commercial insurance and learns to manage an inventory of low complexity claims by successfully completing a formal training program, and following company protocols to verify policy coverage, gather necessary information, maintain appropriate file documentation and authorize disbursements within authority limit.
• Develops ability to contribute to customer satisfaction by interacting professionally and effectively with insureds, claimants and business partners, achieving quality and cycle time standards, providing regular, timely updates and responding promptly to inquiries and requests for information.
• Learns to verify coverage and establish timely and adequate reserves by reviewing and interpreting policy language, estimating potential claim valuation, and following company's claim handling protocols.
• Develops ability to determine liability and compensability by conducting investigations to gather pertinent information, taking statements from insureds, witnesses and working with experts to verify the facts of the claim.
• Learns to work with appropriate internal and external partners, suppliers and experts by identifying and effectively collaborating with necessary resources to facilitate best claim outcomes.
• With manager approval, authorizes claim disbursements within authority limit by determining liability and compensability of the claim, negotiating settlements and escalating to manager as appropriate.
• Develops ability to meet or exceed quality standards on every file by following all company guidelines, achieving quality and cycle time targets, ensuring proper documentation and issuing appropriate claim disbursements.
• Lears to identify and addresses subrogation/salvage opportunities or potential fraud occurrences by evaluating the facts of the claim and making referrals to appropriate Claim, Recovery or SIU resources for further investigation.
• Develops ability to achieve quality standards on every file by following all company guidelines, achieving quality and cycle time targets, ensuring proper documentation and issuing appropriate claim disbursements.
• Learns and maintains compliance with state/local regulatory requirements by following company guidelines, and staying current on commercial insurance laws, regulations or trends for line of business.

May perform additional duties as assigned.

Reporting Relationship:

• Typically, Supervisor or above

Skills, Knowledge & Abilities:

• Strong desire to develop a wide breadth of knowledge and understanding of the commercial insurance industry, products and claims practices.
• Good verbal and written communication skills with the ability to demonstrate empathy while providing exceptional customer service.
• Ability to develop collaborative business relationships with both internal and external partners.
• Developing ability to exercise independent judgement, solve problems, and make sound business decisions.
• Analytical mindset with critical thinking skills
• Strong work ethic, with demonstrated time management and organizational skills.
• Ability to work in a fast-paced, collaborative environment at high levels of productivity.
• Knowledge of Microsoft Office Suite and ability to learn business-related software.
• Ability to manage multiple priorities and adapt to a changing environment.
• Ability to value diverse opinions and ideas

Education & Experience:

• Bachelor's degree preferred.
• A 3.0 or higher GPA preferred.
• Demonstrated leadership through prior work experience or participation in extra-curricular activities is a plus.
• Prior corporate internship(s) is preferred.
• Ability to obtain and maintain an Insurance Adjuster License, where applicable.

In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $35,000 to $65,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees – and their family members – achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA’s benefits, please visit cnabenefits.com.

CNA utilizes AI-enabled technology during the recruiting process. For more information, please visit our careers page.

CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact [e-mail]