1099 Field Adjuster - Charleston, WV

Ccms-; Charleston (WV); On-site; USD 55,000 - 90,000; Full time

Job summary

We are seeking a 1099 Residential or Commercial Field Adjuster in West Virginia to inspect properties, collect statements, and assess coverage issues using Xactimate. Candidates must hold a WV adjuster license and bring strong customer service and time management skills.

Responsibilities include preparing loss reports, reviewing coverage forms, and maintaining quality standards on-site. Prior experience with Xactimate and knowledge of insurance practices are required.

Qualifications

• Minimum 1 year first-party commercial and/or residential property adjusting experience
• Maintain own current estimating software - Xactimate preferred (Cotality a plus)
• Working computer with internet access and Microsoft Word
• Strong time management and customer service skills
• Experience in preparing Statement of Loss, Proof of Loss, and denial letters
• West Virginia state adjusters license

Responsibilities

• Complete residential and commercial field property inspections utilizing Xactimate software
• Investigate claims by obtaining recorded statements from insureds, claimants, or witnesses and by interviewing fire, police, or other governmental officials as well as inspecting claimed damages
• Recommend claim reserves based on investigation, through well-supported reserve report
• Obtain and interpret official reports
• Review applicable coverage forms and endorsements, provide a thorough analysis of coverage and any coverage issues in a well-documented initial captioned report to the client
• Maintain acceptable product quality through compliance with established best practices

Skills

Property insurance knowledge

Claims investigation

Report writing

Communication skills

Xactimate

Microsoft Word

Cotality

Tools

Xactimate

Microsoft Word

Cotality

Job description

We are answering a call to action to expand our roster - join us as a 1099 Residential or Commercial Field Adjuster!

Requirements

• Minimum 1 year first-party commercial and/or residential property adjusting experience
• Maintain own current estimating software - Xactimate preferred (Cotality a plus)
• Working computer with internet access and Microsoft Word
• Strong time management and customer service skills
• Experience in preparing Statement of Loss, Proof of Loss, and denial letters
• West Virginia state adjusters license

Responsibilities

• Complete residential and commercial field property inspections utilizing Xactimate software
• Investigate claims by obtaining recorded statements from insureds, claimants, or witnesses and by interviewing fire, police, or other governmental officials as well as inspecting claimed damages
• Recommend claim reserves based on investigation, through well-supported reserve report
• Obtain and interpret official reports
• Review applicable coverage forms and endorsements, provide a thorough analysis of coverage and any coverage issues in a well-documented initial captioned report to the client
• Maintain acceptable product quality through compliance with established best practices

Knowledge and Skills

• In-depth knowledge of property and liability insurance coverage and industry standards
• Ability to prepare full-captioned reports by collecting and summarizing required information
• Strong verbal and written communications skills
• Prompt, reliable, friendly, and professional

Preferred but Not Required

• AIC, IICRC, HAAG or other professional designations

All candidates must pass a full background check (void in states where prohibited)