VP, Credit Portfolio Management

The Japan Research Institute, Limited (Singapore Branch); Singapore; Hybride; SGD 120 000 - 180 000; Plein temps

Résumé du poste

The Japan Research Institute, Limited (Singapore Branch) invites an experienced credit risk professional to join our team. You will prepare credit applications, perform risk assessments, and support portfolio management across structured/project finance within the Asia-Pacific region.

You will distill complex structures into clear documents for approval, ensure compliance with regulatory standards, and collaborate with senior stakeholders to optimize portfolio quality and risk controls.

Qualifications

• 7–10 years of experience in credit risk analysis and portfolio management.
• Strong credit judgment with expertise in evaluating complex capital structures and bespoke financing solutions.
• Proficient in financial modelling, cashflow projections, and sensitivity analyses.
• Excellent analytical, quantitative, and problem-solving capabilities.
• Strong stakeholder management and communication with senior stakeholders.

Responsabilités

• Prepare high-quality credit applications, reports, risk assessments with comprehensive analyses for a portfolio of structured/project finance transactions.
• Distil complex credit structures into clear, concise applications for approvers (management and/or Credit).
• Ensure credit applications and consent requests are circulated, reviewed and approved in a timely manner with high accuracy.
• Maintain strong collaborative relationships with key stakeholders and respond promptly to credit-related queries.
• Engage with CPM team members by providing updates and escalating material risks early to the Team Lead/Head of CPM.
• Deliver accurate, timely reports required by regulators, head office and internal stakeholders.
• Demonstrate teamwork and the ability to work independently with a high level of motivation and accountability.

Connaissances

Credit risk analysis

Portfolio management

Financial modelling

Stakeholder management

Analytical thinking

Description du poste

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Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network. We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.

With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.

• Prepare high-quality credit applications, reports, risk assessments including comprehensive financial and sensitivity analyses and validation of key assumptions for a portfolio of structured/project/blended finance transactions.
• Distil complex credit structures and risk considerations into clear, concise and well-structured applications that are easily understood by approvers (management and/or Credit).
• Ensure credit applications and consent requests are circulated, reviewed and approved in a timely manner, with high standard of accuracy, minimal errors and no overdue submissions.
• Maintain strong collaborative working relationship with key stakeholders (eg credit department, origination teams) and respond promptly and effectively to credit-related queries questions or requests.
• Engage proactively with CPM team members by providing regular updates, participating in portfolio discussions and escalating material risks or issues early to Team Lead/Head of CPM where required.
• Control and Compliance Management
• Ensure full adherence to regulatory requirements, internal policies, procedures and compliance standards across the portfolio; support audit or regulatory remediation efforts where required.
• Prepare for and respond promptly and comprehensively to internal and external audit requests.
• Deliver accurate, timely and high-quality reports required by regulators, head office and internal stakeholders.
• Collaboration and Leadership
• Demonstrate strong teamwork while being able to work independently with a high level of self-motivation, ownership and accountability.
• Actively share knowledge and best practices.

Job Requirements

• An experienced professional with 7-10 years of relevant experience in credit risk analysis and portfolio management with structured/project finance as core area of expertise; exposure to digital infrastructure sector is a plus.
• Strong credit judgment with deep expertise in evaluating complex capital structures, collateral pools, and bespoke financing solutions; well‑versed in credit risk assessment, credit controls, and related administrative processes.
• High proficiency in financial modelling, supported by strong numerical and financial acumen; able to interpret financial information, assess and update cashflow projections, and conduct sensitivity analyses.
• Excellent analytical, quantitative, and problem‑solving capabilities.
• Strong stakeholder management and communication skills, with a proven track record of effective engagement with senior stakeholders, credit committees, and control functions.
• Ability to manage multiple priorities, perform effectively under tight deadlines, and contribute to cross‑functional projects or initiatives.
• Demonstrated strategic mindset, with a focus on portfolio optimisation, portfolio quality, and forward‑looking risk management.