Solution Architect – Risk & Compliance - VP

OCBC Bank; Singapore; On-site; SGD 180,000 - 260,000; Full time

Benefits offered by this job

Competitive base salary

Holistic benefits

Job summary

OCBC Bank in Singapore is seeking a Solution Architect for Risk & Compliance to lead end-to-end solution design on regulatory and risk domains. You will design scalable, secure architectures, collaborating with risk, compliance, engineering, and data teams to deliver audit-ready platforms aligned with Basel II/III, IFRS9, and MAS TRM standards.

You should bring 7–10 years in enterprise architecture, deep risk and AML/KYC expertise, and experience with microservices, Kubernetes, and data

Qualifications

• 7–10 years in enterprise/solutions architecture across risk or compliance domains.
• Deep domain knowledge in risk (credit, market, operational) and AML/KYC/compliance architectures.
• Strong knowledge of Basel II/III, IFRS9, MAS TRM, FATF frameworks.
• Experience integrating with fraud/AML systems, risk engines, and graph analytics.
• Ability to define new architectures and drive adoption across 1LOD–3LOD.

Responsibilities

• Align solution design with enterprise strategy and roadmaps.
• Deliver artefacts: golden sources, risk data marts, lineage models, explainability controls.
• Lead architecture design for risk and compliance domains with cloud-native technologies.
• Collaborate with delivery teams, engineers, data scientists, and platform teams to ensure design compliance.
• Ensure end-to-end capabilities in data sourcing, modelling, analytics, controls, and reporting.

Skills

Enterprise architecture

Cloud-native

Microservices

Kubernetes

Kafka/MQ

Redis

Database design

AML/KYC

Stakeholder mgmt

Job description

WHO WE ARE

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

Solution Architect - Risk & Compliance

Why Join

Imagine being part of a team that shapes the future of banking technology. As a Solution Architect (Risk & Compliance) at OCBC, you’ll play a key role in designing and implementing innovative solutions that transform the way we deliver financial services. You’ll have the opportunity to work on exciting projects, collaborate with talented individuals, and develop your skills in a dynamic and supportive environment.

How you succeed

Lead the end‑to‑end solution and architecture design for Risk (Credit Risk, Market Risk, Liquidity Risk, Operational Risk, Model Risk) and Compliance (AML, KYC, Fraud Management, Sanctions Screening, Name Screening, Transaction Monitoring, Case Management). Build scalable, secure, explainable, and audit‑ready platforms that meet regulatory expectations (Basel, IFRS9, MAS TRM, FATF, etc.) while enabling high‑quality, timely risk insights across the enterprise.

What you do

Risk Architecture (Credit, Market, Operational, Liquidity)

• Credit Risk: Architect solutions for PD/LGD/EAD modelling, credit rating engines, ECL/IFRS9 computation, credit approval workflows, credit decisioning rules, collateral/limit monitoring, and stress‑testing processes.
• Market & Liquidity Risk: Design integration patterns for market data, sensitivities/Greeks, VaR/ES models, FRTB data structures, liquidity risk monitoring (LCR/NSFR), intraday liquidity, and risk aggregation/reporting engines.
• Operational Risk: Define architectures for RCSA, KRI frameworks, incident/loss event management, scenario analysis, and control testing platforms.
• Ensure consistent end‑to‑end capabilities spanning data sourcing, risk factor modelling, scenario generation, aggregation, analytics, controls, reporting, and lineage.

Compliance Architecture (AML/KYC, Sanctions, Fraud, Screening)

• AML/Transaction Monitoring: Architect solutions for rules‑based, AI/ ML‑based detection engines, alert scoring, segmentation models, scenario tuning, and case lifecycle management.
• KYC: Architect solutions for onboarding, CDD/EDD, periodic reviews, adverse media screening, risk scoring, and risk‑tiering models.
• Sanctions & Watchlist Screening: Define high‑performance architectures for name screening (fuzzy matching, transliteration, phonetic algorithms), sanctions screening (OFAC, UN, MAS), and payment screening.
• Fraud Management: Establish patterns for real‑time fraud detection (transaction, behavioural, device‑based), graph analytics, velocity checks, and cross‑channel fraud orchestration.

Key Responsibilities

1. Align Solution Design with Enterprise Strategy: Align risk & compliance architectures to enterprise standards/roadmaps; ensuring solution designs consistently align with enterprise blueprints, guidelines, roadmap and guiding principles.
2. Deliver Comprehensive Solutions Design Artefacts: Publish domain‑specific solution designs and architectural design patterns, including golden sources, risk data marts, lineage models, explainability controls, and hybrid rules/ML detection frameworks.
3. Deep Domain Expertise with Agility: Possess in-depth knowledge of Treasury domain expertise across one or more: pricing & analytics, position management, risk (VaR/Greeks), P&L explain, collateral, confirmations/settlements, intraday liquidity, ALM/FTP, hedge accounting.
4. Collaborate and Govern Effectively: Identify and raise architecture deviations and manage tech debt resolutions to Architecture / Platforms forums for timely resolution and alignment.
5. Hands‑On Engagement with Delivery Teams and Users: Hands‑on engagement with trading, risk, operations, and finance stakeholders; as well as across delivery, partnering closely with engineers, data scientists, and platform teams to ensure solutions adhere to design and best practices (data quality, observability, resiliency, cost).

Who you are

1. Preferably 7-10 years in enterprise / solutions architecture and cloud-native technologies such as microservices, Kubernetes, kafka/MQ, redis, databases (e.g. PostgreSQL, MongoDB, Oracle).
2. Deep, practical experience in at least two major Risk domains and two major Compliance domains: Credit Risk: PD/LGD/EAD, IFRS9/ECL, stress testing, rating systems, credit lifecycle. Market Risk: VaR/ES, sensitivities/Greeks, FRTB, stress scenarios, risk aggregation. Operational Risk: RCSA, KRI, incident/loss data, scenario analysis, control monitoring. AML/KYC: CDD/EDD, transaction monitoring, customer risk rating, adverse media screening. Fraud: real time detection, behavioural analytics, device intelligence, social graph insights. Screening: sanctions, name screening (phonetic/fuzzy algorithms), transaction filtering.
3. Strong knowledge of regulatory & control frameworks: Basel II/III, IFRS9, MAS TRM, MAS AML/CFT, FATF, Wolfsberg standards, Model Risk Governance.
4. Experience integrating with fraud/AML systems, risk engines, workflow/case management platforms, graph analytics engines, data quality/lineage tools, and BI/reporting stacks.
5. Strong communicator able to influence and engage across 1LOD, 2LOD, 3LOD, business, and technology stakeholders.
6. Proven ability to define new architectures, lead projects independently, and drive adoption of best practices.
7. Strong analytical and decision‑making skills; proactive and resourceful.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry‑leading learning and professional development opportunities.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
• Let’s build the bank we need for the future we want.
• Find the best version of yourself in a friendly, supportive team.
• Build lasting value in your community.
• Help people grow their assets, business, and investments.
• Take your learning as far as you can.
• Or simply enjoy a vibrant, future-ready career.
• Your Opportunity Starts Here

About the bank

As the longest established Singapore bank, formed in 1932 from the merger of three local banks, we have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney. We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly‑owned subsidiary, Bank of Singapore, which operates on a unique open‑architecture product platform to source for the best‑in‑class products to meet its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.