Software Engineer II, Payments Technology

JPMorganChase; Singapore; On-site; SGD 90,000 - 180,000; Full time

Job summary

JPMorganChase is seeking a Software Engineer II within Payments Technology to design and deliver trusted, market-leading technology products in a secure, scalable way as part of an agile team.

You will contribute to critical software solutions, produce architecture and design artifacts, develop production code, and drive continuous improvement through data analysis, testing, and peer review.

Qualifications

• Formal training or certification in software engineering concepts with 2+ years of experience.
• Bachelor's Degree in Computer Science or equivalent.
• Hands-on design, development, testing, and operations experience.
• Proficient in one or more programming languages.
• Experience with SDLC and agile practices like CI/CD and security.
• Familiarity with AI-assisted development tools and responsible AI use.

Responsibilities

• Executes software solutions, design, development, and troubleshooting with advanced problem solving.
• Produces secure, high-quality production code and maintains algorithms.
• Creates architecture and design artifacts for complex applications.
• Gathers and analyzes data to improve software and system performance.
• Identifies patterns in data to drive coding hygiene and architecture improvements.
• Contributes to engineering communities of practice and embraces AI-assisted tooling.
• Supports diverse, inclusive team culture and responsible AI usage.

Skills

Software engineering basics

Bachelor's Degree in CS

Programming languages

SDLC knowledge

CI/CD & security

AI-assisted development tools

Agile methodologies

Education

Bachelor's Degree in Computer Science

Tools

CI/CD tooling

AI-assisted development tools

Job description

Job Description

We have an exciting and rewarding opportunity for you to take your software engineering career to the next level.

Job Description

We have an exciting and rewarding opportunity for you to take your software engineering career to the next level.

As a Software Engineer II at JPMorganChase within the Payments Technology, you serve as a seasoned member of an agile team to design and deliver trusted market‑leading technology products in a secure, stable, and scalable way. You are responsible for carrying out critical technology solutions across multiple technical areas within various business functions in support of the firm's business objectives.

Job Responsibilities

• Executes software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Creates secure and high‑quality production code and maintains algorithms that run synchronously with appropriate systems
• Produces architecture and design artifacts for complex applications while being accountable for ensuring design constraints are met by software code development
• Gathers, analyzes, synthesizes, and develops visualizations and reporting from large, diverse data sets in service of continuous improvement of software applications and systems
• Proactively identifies hidden problems and patterns in data and uses these insights to drive improvements to coding hygiene and system architecture
• Contributes to software engineering communities of practice and events that explore new and emerging technologies
• Adds to team culture of diversity, opportunity, inclusion, and respect
• Leverages enterprise‑authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards.
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise‑authorized AI‑assisted development and automation capabilities, to improve the value realized by automation

Required Qualifications, Capabilities, And Skills

• Formal training or certification on software engineering concepts and 2+ years applied experience
• Bachelor's Degree in Computer Science or equivalent
• Hands‑on practical experience in system design, application development, testing, and operational stability
• Proficient in coding in one or more languages
• Experience in developing, debugging, and maintaining code in a large corporate environment with one or more modern programming languages and database querying languages
• Overall knowledge of the Software Development Life Cycle
• Solid understanding of agile methodologies such as CI/CD, Application Resiliency, and Security
• Demonstrated knowledge of software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
• Hands‑on experience using enterprise‑authorized AI‑assisted software development tools within the work environment (e.g., for coding, testing, troubleshooting, or documentation) with demonstrated ability to critically evaluate and validate AI‑generated outputs.
• Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations.

Preferred Qualifications, Capabilities, And Skills

• Familiarity with modern front‑end technologies
• Exposure to cloud technologies

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first‑class business in a first‑class way approach to serving clients drives everything we do. We strive to build trusted, long‑term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.