Software Engineer II, Payments Technology

United States Digital Space LLC; Singapore; On-site; SGD 80,000 - 120,000; Full time

Job summary

J.P. Morgan in Singapore is seeking a Software Engineer II to join the Payments Technology team. You will work within an agile group to design and deliver trusted, scalable technology products that support business objectives.

The role focuses on producing secure production code, architecture artifacts, and data-driven improvements while embracing AI-assisted development and secure engineering practices. Collaborative, inclusive culture is emphasized.

Qualifications

• Formal training or certification in software engineering with 2+ years experience.
• Bachelor's Degree in Computer Science or equivalent.
• Hands-on experience in system design, application development, testing, and operational stability.
• Proficient in coding in one or more languages.
• Experience in large corporate environments with modern programming languages and database querying languages.
• Understanding of the Software Development Life Cycle and agile methodologies (CI/CD, resilience, security).
• Experience with AI-assisted software development tools and evaluating AI outputs.
• Understanding of responsible AI use, data sensitivity, secure handling of inputs/outputs, and security expectations.

Responsibilities

• Executes software solutions, design, development, and troubleshooting with ability to go beyond routine problems.
• Creates secure, high-quality production code and maintains algorithms that run with relevant systems.
• Produces architecture and design artifacts for complex applications and ensures design constraints are met by code.
• Gathers, analyzes, and visualizes large data sets to support continuous improvement.
• Identifies hidden data patterns to drive improvements to coding hygiene and architecture.
• Contributes to software engineering communities and explores new technologies.
• Supports diverse, inclusive team culture.
• Leverages enterprise AI coding tools to improve code quality, delivery speed, and productivity with peer reviews and testing.
• Applies SDLC tools to improve automation value.

Skills

Software design

Application development

Testing

Operational stability

CI/CD

Security

AI-assisted development

Responsible AI use

Education

Bachelor's degree in Computer Science

Tools

SQL

Job description

We have an exciting and rewarding opportunity for you to take your software engineering career to the next level.

As a Software Engineer II at the company within the Payments Technology, you serve as a seasoned member of an agile team to design and deliver trusted market-leading technology products in a secure, stable, and scalable way. You are responsible for carrying out critical technology solutions across multiple technical areas within various business functions in support of the firm's business objectives.

Job responsibilities

• Executes software solutions, design, development, and technical troubleshooting with ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Creates secure and high-quality production code and maintains algorithms that run synchronously with appropriate systems
• Produces architecture and design artifacts for complex applications while being accountable for ensuring design constraints are met by software code development
• Gathers, analyzes, synthesizes, and develops visualizations and reporting from large, diverse data sets in service of continuous improvement of software applications and systems
• Proactively identifies hidden problems and patterns in data and uses these insights to drive improvements to coding hygiene and system architecture
• Contributes to software engineering communities of practice and events that explore new and emerging technologies
• Adds to team culture of diversity, opportunity, inclusion, and respect
• Leverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards.
• Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation

Required qualifications, capabilities, and skills

• Formal training or certification on software engineering concepts and 2+ years applied experience
• Bachelor's Degree in Computer Science or equivalent
• Hands-on practical experience in system design, application development, testing, and operational stability
• Proficient in coding in one or more languages
• Experience in developing, debugging, and maintaining code in a large corporate environment with one or more modern programming languages and database querying languages
• Overall knowledge of the Software Development Life Cycle
• Solid understanding of agile methodologies such as CI/CD, Application Resiliency, and Security
• Demonstrated knowledge of software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
• Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, testing, troubleshooting, or documentation) with demonstrated ability to critically evaluate and validate AI-generated outputs.
• Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations.

Preferred qualifications, capabilities, and skills

• Familiarity with modern front-end technologies
• Exposure to cloud technologies

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

J.P. Morgan's Commercial \& Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial \& Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.