Senior Trade & Working Capital Risk Lead

Women in Payments; Singapore; On-site; SGD 180,000 - 260,000; Full time

Job summary

Standard Chartered is seeking an experienced senior risk professional to lead Trade & Working Capital SME risk across our international footprint. You will shape risk strategies, policies, and portfolio management to support sustainable growth while maintaining governance.

You will work with senior stakeholders across Risk, Business, Operations and Governance to drive credit risk excellence, regulatory compliance, and portfolio resilience across markets.

Qualifications

• Bachelor's degree in Finance, Business, Accounting, Economics or related discipline.
• Experience in SME, commercial, corporate or wholesale lending risk.
• Strong expertise in Trade Finance and Working Capital risk management.
• Proven credit policy development, portfolio management and governance experience.
• Ability to operate across multiple countries, cultures and regulatory environments.
• Excellent analytical and problem-solving skills with strong judgment.

Responsibilities

• Define and implement risk management strategies for SME Trade & Working Capital portfolio across markets.
• Design and enhance credit risk policies, standards, and governance frameworks.
• Shape portfolio risk appetite and balance growth, returns and risk.
• Monitor portfolio performance and identify emerging risks and indicators.
• Establish portfolio guidelines, controls, escalation frameworks and risk mitigations.
• Provide insights on market, regulatory, and industry developments affecting SME lending.
• Lead risk reviews and forward-looking portfolio assessments to strengthen resilience.
• Partner with Business, Risk Operations and Analytics to improve credit processes and MI.
• Ensure governance of fraud, ESG, model and operational risk considerations.
• Represent Risk in forums and support policy execution with stakeholders.

Skills

Credit risk management

Portfolio risk analytics

Regulatory compliance

Stakeholder management

Analytical skills

Education

Bachelor's in Finance/Business/Economics

Postgraduate qualifications advantageous

Job description

Standard Chartered is seeking an experienced senior risk professional to lead Trade & Working Capital SME risk across our international footprint. You will shape risk strategies, policies, and portfolio management to support sustainable growth while maintaining governance.

You will work with senior stakeholders across Risk, Business, Operations and Governance to drive credit risk excellence, regulatory compliance, and portfolio resilience across markets.