Senior Solution Architect (Money Platform) - TikTok Singapore Regular

TikTok; Singapore; On-site; SGD 180,000 - 240,000; Full time

Job summary

TikTok is seeking a Senior Solution Architect for the Money Platform to design end-to-end financial service solutions across modules such as catalog, purchase, and payout. You will translate complex business needs into standardised, reusable product offerings while collaborating with product, engineering, risk, finance, tax, legal, and compliance teams.

The role focuses on creating scalable, market-ready solution patterns and driving onboarding of internal teams across multiple business lines.

Qualifications

• Bachelor's degree or equivalent practical experience.
• Experience in product management, solution design, or platform strategy within payments, fintech, wallets, settlement, or enterprise financial services.
• Good understanding of end-to-end money flows and concepts like accounts, orders, currencies, settlement cycles, and compliance.
• Experience designing product solutions across multiple systems or modules.
• Ability to translate complex business scenarios into structured product design and scalable models.
• Experience working cross-functionally with business, product, engineering, operations, and control functions.

Responsibilities

• Understand internal business scenarios, including models, user journeys, fund flows, settlement logic, and compliance.
• Translate business needs into reusable use case-based product solutions for multiple business lines.
• Design end-to-end money service flows across modules such as catalog, purchase, payout, wallet, and tax.
• Define standard solution packages with scope, integration approach, options, dependencies, and exception handling.
• Partner with product, engineering, risk, finance, tax, legal, and compliance to drive delivery.
• Clarify cross-module ownership, system interactions, data flow, and fund flow across end-to-end processes.
• Support internal teams with solution evaluation, onboarding, and implementation planning.
• Build a library of standard use cases and platform patterns; promote standardisation and configurability.

Skills

Product management

Solution design

Platform strategy

Payments & fintech

Cross-functional collaboration

End-to-end money flows

Business requirements translation

Education

Bachelor's degree or equivalent practical experience

Job description

Senior Solution Architect (Money Platform) - TikTok

Location:

Employment Type:

Regular

Job Code:

A211700A

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Responsibilities

About the teamThe Money Platform supports a range of creator monetisation and commercialisation businesses across TikTok by providing core financial service capabilities, including catalog, purchase, clearing and settlement, payout, wallet, and tax.As business needs continue to evolve, many use cases require not a single feature, but an end-to-end money service flow across multiple modules. This role focuses on turning platform capabilities into standardised, reusable, and scalable product solutions for different business scenarios.

About the RoleWe are looking for a Product Manager, Money Platform Solutions, to design end-to-end financial service solutions for internal business teams across TikTok. In this role, you will translate complex business needs into standardised use case-based product offerings, working across multiple platform modules and cross-functional stakeholders.You will combine strong product thinking with solution design capability, helping drive reusable platform solutions rather than one-off integrations.

• Understand internal business scenarios, including business models, user journeys, transaction structures, fund flows, settlement logic, and compliance considerations;
• Translate business needs into reusable use case-based product solutions that can be adopted across multiple business lines;
• Design end-to-end money service flows across platform modules such as catalog, purchase, clearing and settlement, payout, wallet, and tax;
• Define standard solution packages, including applicable scenarios, capability scope, integration approach, configuration options, dependencies, and exception handling;
• Partner with cross-functional teams including product, engineering, risk control, finance, tax, legal, and compliance to drive solution delivery;
• Clarify cross-module ownership, system interactions, data flow, and fund flow across the end-to-end processSupport internal business teams with solution evaluation, product fit assessment, onboarding approach, and implementation planning;
• Build and continuously improve a reusable library of standard use cases and platform solution patternsPromote standardisation, configurability, and productisation to improve delivery efficiency and solution consistency.

Qualifications

Minimum Qualification(s)

• Bachelor’s degree or equivalent practical experience;
• Experience in product management, solution design, or platform strategy within payments, fintech, wallets, settlement, transaction platforms, cross-border payments, or enterprise financial services;
• Good understanding of end-to-end money flows and key concepts such as accounts, orders, transaction states, settlement cycles, currencies, FX, reconciliation, and compliance requirements;
• Experience designing product solutions across multiple systems or modules, rather than working only on a single isolated feature;
• Ability to translate complex business scenarios into structured product design, process flows, and scalable solution models;
• Experience working cross-functionally with business, product, engineering, operations, and control functions;

Preferred Qualification(s)

• Experience in creator economy, content platforms, advertising monetisation, live streaming, subscriptions, in-app purchases, virtual goods, or platform-based business models;
• Experience in cross-border collection or payout, multi-currency settlement, wallet products, tax, invoicing, or merchant platform capabilities;
• Experience supporting internal business teams with platform solution design or implementation planning;
• Experience building standardised solution libraries, reusable platform frameworks, or onboarding systems from the ground up.

Job Information

About TikTok

TikTok is the leading destination for short-form mobile video. At TikTok, our mission is to inspire creativity and bring joy. TikTok's global headquarters are in Los Angeles and Singapore, and we also have offices in New York City, London, Dublin, Paris, Berlin, Dubai, Jakarta, Seoul, and Tokyo.

Why Join Us

Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and bring joy - a mission we work towards every day.

We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our company, and our users. When we create and grow together, the possibilities are limitless. Join us.

Diversity & Inclusion

TikTok is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At TikTok, our mission is to inspire creativity and bring joy. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.

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