Senior Software Engineer - APAC Expansion

Wise Payments; Singapore; On-site; SGD 149,000 - 185,000; Full time

Job summary

Wise, based in Singapore, seeks a senior backend engineer to lead the technical plan for APAC market launches and build compliant money movement services. You will collaborate with product, compliance, and operations to turn requirements into scalable solutions.

You will own distributed systems, API design, data modelling, and testing in production environments, while mentoring peers and ensuring reliability and security as Wise expands across APAC.

Qualifications

• Strong Java and Spring experience with production backends.
• Experience designing APIs, data models, and failure handling.
• Ability to take projects from concept to production and manage dependencies.

Responsibilities

• Own the technical plan and delivery of projects for market launches.
• Build onboarding and money movement services that meet local requirements.
• Clarify requirements with product, compliance, and operations teams.
• Contribute to the roadmap and communicate customer impact and risks.
• Design reliable, secure services and address technical debt proactively.
• Mentor colleagues and assist with code reviews and delivery coordination.
• Participate in on-call rotations and incident response.
• Explore AI tool usage with careful review of outputs.

Skills

Java

Spring Boot

Backend services

Distributed systems

API design

Testing

Mentoring

Data modelling

PostgreSQL

Tools

PostgreSQL

Job description

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Salary range:148,800 - 185,000 SGD base per annum + RSUs

APAC Expansion specialises in taking Wise from 0 to 1 in markets where our products are unavailable or our presence is still limited. We build the expertise needed to launch in each market, understanding local payment infrastructure and regulatory requirements, and how customers need to use Wise.

The work starts before a launch and continues as we learn from customers. You’ll help turn unfamiliar requirements into working products, build integrations with local partners, and improve the services that support them.

Our recent launch of the Wise Account and card in Thailand is an example of the products this work makes possible.

Based in Singapore, you’ll work with colleagues across the region on market launches and product improvements, including our expansion offices in South Korea and Japan as well as our other big hub in Hyderabad.

What you’ll do

• Own the technical plan and delivery of projects, from understanding the customer problem through rollout and ongoing operation. Contribute significant engineering work to larger market launches.
• Build onboarding and money movement services that meet local requirements and fit into Wise’s global platform.
• Work with product managers and colleagues in compliance, banking, and operations to clarify requirements, resolve dependencies, and agree practical delivery milestones.
• Contribute to the team’s roadmap. Explain the customer impact of your work, challenge assumptions, and use data and operational feedback to guide improvements.
• Design services that are easy to change as a market develops. Take responsibility for their reliability and security, and address technical debt before it limits delivery.
• Help colleagues deliver through design discussions, code reviews, and mentoring. Share knowledge so others can confidently maintain and develop what you build.
• Participate in the team’s on-call rotation, including support outside working hours when needed. Help lead incident response and follow through on improvements.
• Explore where AI tools can help with engineering work, reviewing their output carefully and taking responsibility for the code you ship.

Qualifications

• You have strong Java and Spring experience and have built and operated backend services in production. We have an up-to-date tech stack, and our services use Java 25 and Spring Boot 4.
• You understand distributed systems and asynchronous communication, and can make practical decisions about API design, data modelling, and failure handling.
• You have experience with databases, including schema design and query optimisation, and write tests that give your team confidence to release changes.
• You have taken a project from an uncertain starting point to production. You can break work into useful increments, communicate risks early, and keep delivery moving.
• You care about the customer problem behind a requirement and can explain technical decisions to colleagues outside engineering.
• You have helped other engineers succeed through mentoring, constructive feedback, or coordinating delivery. You’re comfortable bringing people together to work through a problem and making space for others to contribute.
• You can learn an unfamiliar domain, ask for help when needed, and adjust your approach as new information emerges.

Nice to Have

• Experience with payments, financial systems, or digital onboarding would be useful. Frontend experience with a framework such as React or Angular would also help when working across a customer journey.

What you can expect

You’ll have ownership of your projects and a voice in how the team builds its products. You’ll develop expertise in launching financial products across APAC, with opportunities to mentor colleagues, support onboarding, and contribute to engineering interviews.

We assess experience through the impact of your work and the problems you can solve. You don’t need to have worked in every technology or market we cover.

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visitWise.Jobs.

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