Senior Regulatory Counsel

Mastercard, Inc.; Singapore; On-site; SGD 120,000 - 150,000; Full time

Job summary

A leading global technology company in payments is seeking a Senior Regulatory Counsel based in Singapore. This role involves supporting the RTP International business in regulatory assessments and compliance, alongside providing strategic guidance to senior management. The ideal candidate will have a strong legal background and experience in the payments sector. This position contributes to ensuring that Mastercard continues to operate effectively within applicable regulatory frameworks.

Qualifications

• Admission as a practicing lawyer with a valid practicing certificate.
• At least five years of post-admission experience.
• Proven record in legal practice, ideally across regulatory, technology, finance, corporate, or commercial law.

Responsibilities

• Anticipate regulatory changes and their impact on the RTP International business.
• Support the RTP Global Product team in regulatory assessments.
• Provide advice to senior management on regulatory compliance.

Skills

Strong academic background

Excellent written and verbal communication skills

Creative problem solving

Education

Law degree from a reputable university

Job description

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we help build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Senior Regulatory Counsel

Who is Mastercard?

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient drives our culture and everything we do inside and outside our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Overview

Mastercard's Real Time Payments (RTP) Team is looking for a Senior Counsel - Regulatory to join an established team supporting the RTP International business, Global Product and other key strategic initiatives. The RTP business is responsible for designing, building and operating industry‑leading bank account‑based payment systems. Our technology powers the account‑to‑account payment solutions which underpin many economies, including in the U.S., Thailand, Singapore, Philippines, Saudi Arabia, Canada, Peru, Sweden, Norway, Denmark and the United Kingdom. We are looking for a candidate who will be passionate about the payments business, highly motivated, intellectually curious, analytical, and possesses an entrepreneurial mindset. This role will be based in the UK, Singapore, India or Malaysia but it will involve providing support across a number of jurisdictions, including Thailand, Singapore, Philippines, Saudi Arabia, the US, Canada and Peru.

Key Aspects of the Role

• Anticipating the evolution of the applicable regulatory frameworks relevant to the RTP International business and monitoring for regulatory change and working in close coordination with internal stakeholders to determine the impact of regulatory changes;
• Supporting regulatory assessments and other regulatory considerations for the RTP Global Product team and its product roadmap (e.g. A2A Protect), working closely with the overall legal lead for this team; ensuring ongoing regulatory compliance post launch as we grow and scale;
• Partnering with RTP business stakeholders and second line colleagues to support responses to supervisory reviews and consultative responses on applicable proposed regulation;
• Providing incisive, business‑friendly explanations and advice to senior management;
• Communicating effectively to all levels of senior management through updates and clear, concise presentations;
• Coordinating with regional Mastercard Regulatory colleagues to understand the regulatory environment in specific markets relevant to the RTP International business and RTP's global product portfolio;
• Building and maintaining a strong working knowledge of laws and regulatory themes relating to payments infrastructure, as well as broader banking and financial services;
• Being a tough and effective advocate for the RTP business through the coordination and drafting of submissions, talking points and other materials, to protect business interests and enhance the Mastercard brand;
• Managing outside counsel on relevant regulatory matters.

All About You

We're looking for a well‑rounded professional who can work independently and isn't afraid to roll up their sleeves and get things done. You should be creative in solving challenges, with a focus on enabling the RTP business to succeed rather than simply "winning at any cost."

You’ll Bring

• A strong academic background with a law degree from a reputable university;
• Admission as a practising lawyer with a valid practising certificate and at least five years of post‑admission experience;
• A proven track record in legal practice, ideally across regulatory, technology, finance, corporate, or commercial law;
• Experience in the Payments sector would be an advantage, though not essential;
• Previous in‐house experience is also a plus;
• Excellent written and verbal communication skills, with a results‑driven and time‑sensitive approach to work.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks come with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach;
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.