Senior Officer, Credit Review

United Overseas Bank Limited (UOB); Singapore; On-site; SGD 50,000 - 75,000; Full time

Job summary

A leading bank in Asia is seeking a dedicated individual for credit evaluation and underwriting responsibilities. The role involves analyzing creditworthiness, ensuring compliance with internal policies, and managing stakeholder interactions. The ideal candidate will possess strong analytical, communication skills, and proficiency in Microsoft Excel. Join this dynamic team and contribute to the bank's success.

Qualifications

• Proficient in Microsoft Excel with VLOOKUP and running macros.
• Ability to manage vendor and invoice management processes.
• Strong problem-solving skills and ability to work in a team.

Responsibilities

• Analyze credit reports and supporting documents.
• Ensure adherence to internal credit policies.
• Manage stakeholder enquiries and complaints.

Skills

Proficient in Microsoft Excel

Strong analytical skills

Excellent interpersonal and communication skills

Document management skills

Proficient in using PowerPoint

Education

University-Bachelor - Banking & Finance

Tools

SharePoint

JIRA

QLIK

Job description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

• Credit evaluation of PFS Unsecured applications.
• Credit Underwriting process involves analyzing supporting documents, credit reports, and related data to determine the applicant's creditworthiness.
• Ensure all credit decisions and processes adhere to internal credit policies and external regulatory guidelines.
• Manage and resolve enquiries or complaints with stakeholders.
• Include administrative duties, review of daily reports and perform the necessary rectification where applicable.
• Collate statistics and data for monthly MIS reporting.
• Undertake ad-hoc projects when necessary.

Key Requirements (Must Have)

• Proficient in Microsoft Excel with VLOOKUP and running macros
• Familiarity with vendor and invoice management processes
• Proficient in using PowerPoint for creating presentations and reports
• Independent, proactive, and self-starter with excellent interpersonal and communication skills
• Strong analytical and good problem-solving skills
• Ability to work in a fast-paced and team-oriented environment
• Strong written and oral communication skills
• Organized, methodical, and detailed
• Able to multitask and handle multiple priorities
• Able to work independently and in a team
• Dedicated and hardworking with high degree of accountability and integrity
• Good follow-up in tracking updates from various parties for closure on a week-to-week basis
• Proficient in performing document updates and maintaining standard operating procedures and SharePoint site content updates as required
• Comfortable in running reports on different platforms (PPM, JIRA, QLIK, etc.)
• Responsible and takes pride in meeting deadlines

Desired Skills (Good to Have)

• Experience working on SharePoint Page Design and SharePoint Workflow creation
• Experience creating reports using data dumps/extracts from SharePoint
• Previous work experience in onboarding and offboarding
• Previous work experience in audit, risk, and compliance work

Additional Requirements

English, University-Bachelor - Banking & Finance, Work Experience Level for GTO CWF

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate\'s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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