Senior Manager, HNW Underwriting

Manulife Financial; Singapore; Hybrid; SGD 100,000 - 130,000; Full time

Job summary

A leading financial services provider in Singapore is seeking an experienced Underwriter to manage complex life insurance applications. Responsibilities include overseeing the underwriting process, mentoring junior members, and evaluating risks for affluent clients. Candidates must have a minimum of 10 years’ underwriting experience and strong analytical skills. This position offers a hybrid work arrangement and opportunities for professional growth.

Benefits

Career growth opportunities

Flexible work environment

Supportive of well-being and inclusion

Qualifications

• Minimum of 10 years’ underwriting experience.
• Strong understanding of underwriting practices and business operations.
• Excellent analytical abilities to define and resolve complex issues.

Responsibilities

• Oversee all aspects of the underwriting process.
• Evaluate and classify risks in alignment with company standards.
• Take ownership of training and mentoring junior underwriters.

Skills

Underwriting experience

Analytical abilities

Organizational skills

Communication skills

Interpersonal skills

Problem-solving skills

Job description

Manulife is seeking a highly skilled and experienced Underwriter to join our High Net Worth (HNW) Underwriting team based in Singapore. As a recognized leader in the HNW insurance space, we specialize in underwriting complex and sizable life insurance applications in a dynamic and competitive market.

In this role, you will work closely with our bank and international broker distribution partners, evaluating sophisticated cases and delivering tailored underwriting solutions that meet the unique needs of affluent clients across the region.

Position Responsibilities

• Oversee all aspects of the underwriting process.

• Evaluate and classify risks in alignment with company philosophy and standards.

• Take ownership of training and mentoring junior underwriters to support their professional development.

• Analyze and interpret medical, non-medical, and financial information to make informed decisions within approval limits and determine appropriate requirements.

• Demonstrate adaptability to evolving underwriting philosophies and apply innovative approaches.

• Exhibit strong independent problem-solving skills, including conducting research and presenting viable solutions.

• Collaborate effectively with field and head office colleagues to deliver exceptional service and quality to customers.

• Foster and maintain positive, productive relationships with internal and external stakeholders.

• Consistently make competitive offers while upholding underwriting policies and mortality standards.

• Contribute to project teams as needed.

Required Qualifications

• Minimum of 10 years’ underwriting experience.

• Expert-level knowledge of underwriting practices and a solid understanding of the company’s business operations.

• Awareness of current corporate and external affairs.

• General understanding of referral areas.

• Strong organizational, communication, and interpersonal skills.

• Excellent analytical abilities, with a proven capacity to define, research, and resolve complex issues.

• Proficient in both mainframe and PC environments.

• Demonstrated ability to build and maintain strong customer relationships.

• Skilled in prioritizing tasks and managing deadlines while balancing service standards with customer needs.

• Ability to comprehend, retain, and apply technical information to daily work.

• Solid understanding of insurance contract law and state legislative requirements.

• In-depth knowledge of the reinsurance marketplace, including underwriting strengths and weaknesses, to proactively support field operations.

• Thorough understanding of automatic reinsurance agreements.

• Expert knowledge of medical science, technology and terminology, and their impact on mortality.

• Advanced understanding of financial and other non-medical underwriting factors.

When you join our team:

• We’ll empower you to learn and grow the career you want.

• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.

• As part of our global team, we’ll support you in shaping the future you want to see.

關於宏利和恒康

宏利金融公司是一家業界領先的國際金融服務商，致力於幫助人們實現「輕鬆投資理財，樂享豐盛人生」。若要進一步了解我們，請瀏覽 https://www.manulifeim.com/institutional/tw/en。

宏利是平等機會僱主

在宏利／恒康，我們擁抱多元。我們致力於吸引、培養及挽留和所服務客戶同樣多元的員工，並從而營造包容的工作環境，接納文化和個體差異。我們矢志維持公平的招聘、挽留、晉升及薪酬制度，我們管理的所有實踐及項目不會因種族、血統、原籍地、膚色、族裔、國籍、宗教或宗教信仰、信仰、性別（包括懷孕及其相關情況）、性取向、遺傳特徵、退伍軍人身份、性別認同、性別表達、年齡、婚姻狀況、家庭狀況、殘疾或受適用法律保護的任何其他因素而區別對待。

我們的首要任務是消除障礙，為員工提供平等就業機會。人力資源部代表將盡力為應徵過程中提出要求的申請人提供合理協助。申請人要求提供協助所分享的信息將會按照適用法律及宏利／恒康政策儲存及使用。應徵過程中如需協助，請聯絡 [e-mail]。

Working Arrangement

混合式