Senior Credit Manager, Credit Management

Maybank; Singapore; On-site; SGD 80,000 - 100,000; Full time

Job summary

A leading financial institution in Singapore is seeking an experienced professional to provide strong risk governance and independent credit evaluation. The ideal candidate should have a Bachelor's degree and a minimum of 15 years of relevant credit evaluation and approval experience. Responsibilities include evaluating credit facilities, making recommendations to enhance asset quality, and participating in various committees. This position offers a robust opportunity for contributing to credit processes within the organization.

Qualifications

• Minimum 15 years of relevant credit evaluation & approval experience.
• Extensive experience in the corporate/commercial credit space.
• Knowledge of credit underwriting best practices.

Responsibilities

• Provide independent credit evaluation and/or credit approval of facilities.
• Make sound recommendations to improve asset quality.
• Participate in various working groups / committees.

Skills

Credit analysis

Financial modelling

Credit evaluation

Risk management

Education

Bachelor’s degree in Banking and Finance / Business Administration / Economics

Job description

Role Overview

Provide strong risk governance, robust and balanced 2nd line challenge process for non-retail credit portfolios and to ensure business development within acceptable credit appetite and portfolio metrics.

Qualifications

• Bachelor’s degree in Banking and Finance / Business Administration / Economics or related discipline from a recognized university.
• Minimum 15 years of relevant credit evaluation & approval experience.
• Well versed in credit analysis and financial modelling.
• Extensive experience in the corporate/commercial credit space, with a strong emphasis on term lending, trade / working capital financing and derivative products.
• Knowledge of credit underwriting best practices and compliance/regulatory issues.
• Provide recommendations for improving end-to-end credit process including guidance to business units through sharing sessions and transaction structuring alternatives to balance client and risk management requirements.

Responsibilities

Provide independent credit evaluation and/or credit approval of facilities and make sound recommendations to improve asset quality while supporting business growth of the Bank. Exercise credit approval per JAL 3 (for SCM).

Committees

Participate in various working groups / committees at Bank / industry / regulatory levels.