Senior Credit Controler

VAELYNN TALENT PTE. LTD.; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A leading recruitment company in Singapore seeks a Senior Credit Officer to assess SME loan applications. The role involves detailed financial analysis, evaluating creditworthiness, and ensuring compliance with regulations. The ideal candidate has 4–6 years of experience in SME lending, strong analytical skills, and knowledge of the Singapore SME market.

Qualifications

• Minimum 4–6 years’ experience in SME lending or credit evaluation.
• Strong judgment and attention to detail.
• Familiarity with Singapore's SME market.

Responsibilities

• Review and assess SME loan applications with thorough financial analysis.
• Evaluate business performance, risk factors, and creditworthiness.
• Prepare clear and concise credit proposals for management approval.
• Ensure compliance with internal credit policies and MAS regulations.
• Monitor loan portfolio quality and identify early warning signals.
• Work with sales and operations to ensure smooth loan processing.

Skills

Analytical skills

Financial modeling

Report-writing skills

Education

Diploma/Degree in Finance, Business, Accounting, or related discipline

Job description

We are looking for a highly analytical and experienced Senior Credit Officer to assess and approve SME loan applications. You will perform detailed financial and business analysis, evaluate repayment capacity, and ensure sound credit decisions aligned with company and regulatory standards.

Responsibilities:

• Review and assess SME loan applications with thorough financial analysis.
• Evaluate business performance, risk factors, and creditworthiness.
• Prepare clear and concise credit proposals for management approval.
• Ensure full compliance with internal credit policies and MAS regulations.
• Monitor loan portfolio quality and identify early warning signals.
• Work closely with sales and operations to ensure smooth loan processing.

Requirements:

• Diploma/Degree in Finance, Business, Accounting, or related discipline.
• Minimum 4–6 years’ SME lending or credit evaluation experience.
• Strong analytical, financial modeling, and report-writing skills.
• Sound judgment, attention to detail, and familiarity with Singapore SME market.

Vaelynn Talent Pte Ltd · Licence No. 25C3079

Recruitment services provided in accordance with MOM regulations. All applications kept confidential.