Senior Counsel, Regulatory

Singapore: Mastercard Asia Pacific Pte Ltd; Singapore; Presencial; SGD 180 000 - 240 000; Tempo integral

Resumo da oferta

Mastercard is seeking a Senior Counsel to provide strategic regulatory support across Asia Pacific for Commercial & New Payment Flows, Corporate Solutions and SME products. You will translate complex requirements into actionable guidance, manage regulatory risk, and partner with Compliance, Risk and Product teams to enable responsible growth.

The role requires a law degree and substantial payments/regulatory experience, including digital assets, AML/CFT, and cross-border funds movement.

Qualificações

• Law degree and bar qualification in at least one jurisdiction.
• Extensive experience in payments, financial services and fintech.
• Strong understanding of AML/CFT and regulatory risk.

Responsabilidades

• Provide regulatory guidance across Asia Pacific for corporate, SME and payment solutions.
• Translate complex regulations into practical, business-friendly advice.
• Coordinate regulatory submissions and liaise with regulators across APAC.
• Partner with compliance, risk and product teams to manage regulatory risk.

Conhecimentos

Regulatory affairs

Payments industry

Cross-border regulation

Advisory experience

Formação académica

Law degree

Qualified to practice

Descrição da oferta de emprego

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary: Senior Counsel, Regulatory

Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Our decency quotient, or DQ, drives our culture and everything we do inside and outside our company.

Overview

Mastercard is seeking a Senior Counsel to provide strategic, practical and commercially focused regulatory support across Asia Pacific for Mastercard’s Commercial & New Payment Flows business, including regulatory support for Corporate Solutions, Small-Medium Enterprises, and Transfer Solutions, as well as cross-business initiatives. This region-facing role operates in a fast-paced, dynamic environment. The successful candidate will advise on existing and emerging regulations with a view toward enabling the commercialization workable regulatory pathways, solving complex problems and realizing business opportunities while appropriately managing regulatory risk.

Role

Serve as a key regulatory adviser for CNPF in Asia Pacific, with primary responsibility for Corporate Solutions and SME and additional support for Transfer Solutions. Translate complex requirements into crisp, actionable advice that clearly sets out the conclusion, assumptions, risks, options and recommended path. Identify practical regulatory pathways that support responsible innovation and growth; challenge assumptions, propose alternatives and work through operational, financial, treasury, safeguarding and compliance dependencies. Advise on card-network and payment-system regulation; commercial and SME products; virtual cards; interchange and pricing; consumer protection; payment services; and domestic and cross-border funds movement, including remittances and collections. Advise on digital-asset and stablecoin initiatives, including product and settlement use cases, licensing and registration, regulatory-perimeter questions, safeguarding and financial-crime controls. Partner with Financial Crimes, Compliance and other control functions on AML/CFT, sanctions, KYC, transaction monitoring and related regulatory obligations. Assess licensing, authorization, registration and notification requirements; support market-entry and legal-entity strategies, applications, supervisory matters, examinations and remediation. Monitor Asia Pacific regulatory developments and drive timely implementation or advocacy responses, with particular focus as needed on payments systems regulation, licensing, interchange and pricing. Coordinate regulatory submissions, consultation responses and advocacy positions; engage constructively with regulators; and manage outside counsel for focused, practical and cost-effective advice. Own a broad portfolio with a high degree of autonomy, prioritize effectively, manage stakeholder expectations and deliver against compressed timelines in a global matrix.

All About You

A law degree and qualification to practice in at least one relevant jurisdiction, with significant experience in payments, financial services, fintech, technology or regulatory law. Broad, current payments-regulatory experience spanning card networks and payment systems, interchange and pricing, consumer protection and domestic and cross-border funds movement. Experience with cross-border and domestic payment transfers, commercial card and corporate payment solutions, virtual cards, B2B payments, SME products strongly preferred. Experience advising on digital assets or stablecoins is strongly preferred, including the ability to apply existing frameworks to novel technologies and operating models. A firm understanding of AML/CFT regulatory obligations and an ability to work effectively with Financial Crimes and Compliance specialists. Experience with Australian and/or New Zealand payments regulation is strongly preferred. Strong judgment and demonstrated ability to refine fact patterns, identify dependencies and develop pragmatic solutions that enable opportunities while managing risk. Ability to deliver concise, business-friendly advice and executive updates under time pressure and with evolving facts. Proven ability to manage a complex portfolio autonomously, take ownership through implementation or resolution, and influence effectively across functions and levels. A proactive, solutions-oriented and collaborative approach, with excellent written and oral English. Additional Asia Pacific language capability is an advantage.

What Success Looks Like

Timely, practical advice that moves opportunities forward; clear ownership and disciplined prioritization; regulatory strategies grounded in operational realities; clear communication of decisions and next steps; and strong partnership across local, regional and global teams.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard’s security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

Everyone wants easier ways to pay; we invent them. Checkout lines are slow; we speed them along. Merchants want more sales; we give them data and insights. People need financial access; we connect them. Corporate purchasing is complicated; we make it simple. Commuters are busy; we speed them on their way. Governments need greater efficiencies; we help create them. Small businesses are virtual; we give them access to a world of buyers. Retailers want to fight fraud; we provide the tools.