Risk Manager

Bond Capital Partners (SG); Singapore; On-site; SGD 180,000 - 280,000; Full time

Job summary

Bond Capital Partners (SG) seeks a senior risk professional to lead risk management for payments, remittance, and regulatory compliance across our regional footprint. You will design controls, coordinate audits, and drive policy implementation.

You will build risk and control frameworks, perform KRIs, and collaborate with treasury, compliance, and operations to strengthen internal controls while enabling business growth.

Qualifications

• Bachelor's degree or equivalent experience in finance, risk management or related discipline.
• “8–12 years” of risk management experience in payments, financial services or regulated environments.
• Strong understanding of operational, financial, compliance, and regulatory risks.
• Experience in payments operations, controls, settlement, reconciliation and related risks.
• Experience in investment-related risk and controls is an advantage.
• Experience in internal audit, Big 4 audit, or finance controls is advantageous.
• Proven track record in implementing risk and control frameworks and regulatory compliance.
• Experience with process improvement, controls optimisation and automation.
• Familiarity with NetSuite and/or AutoCount is a plus.

Responsibilities

• Develop and implement risk policies and control frameworks for payments and remittance operations.
• Manage risk across treasury, remittance, and compliance functions, ensuring timely delivery of controls.
• Lead audits across treasury, remittance, and compliance functions (AML/CFT, sanctions, KYC).
• Contribute to policy formation aligning with evolving regulatory requirements.
• Lead periodic RCAs, KRIs, and control testing with stakeholders.
• Ensure decisions adhere to internal policies and external regulations.
• Escalate and remediate control deficiencies with corrective, preventive and detective measures.
• Apply data analytics to support audit and risk assessment activities.

Skills

Risk management

Payments operations

Regulatory risk

Internal audit

Data analytics

Project management

Stakeholder management

Process improvement

Controls automation

Regulatory compliance

Education

Bachelor's degree in Finance or Risk Management

Tools

NetSuite

AutoCount

Job description

• Developed and implemented risk management policies and control frameworks for collections, payments, and remittance operations in line with regulatory standards.
• Managed transaction processing, deposit, and remittance operations, ensuring effective risk control measures were in place.
• Executed and led audits across treasury, remittance, and compliance functions (e.g., AML/CFT, sanctions screening, KYC), ensuring delivery within planned timelines.
• Contributed to the formulation and enhancement of internal policies, ensuring alignment with evolving regulatory requirements across key jurisdictions.
• Led periodic RCSAs, key risk indicators (KRIs), and control testing exercises in collaboration with business and functional stakeholders.
• Ensured business decisions adhered to internal policies and external regulations, balancing commercial priorities with compliance obligations.
• Ensured timely escalation and resolution of control deficiencies, with accountability for both corrective, preventive and detective measures.
• Applied data analytics to support audit and risk assessment activities; ability to leverage insights for control enhancement.

Requirements:

• Bachelor's degree in Finance, Risk Management, or a related discipline, or equivalent professional experience.
• 8-12 years of relevant experience in risk management, with strong experience in payments, financial services, or other regulated environments. Experience in investments/asset management is an advantage.
• Strong understanding of operational, financial, compliance, and regulatory risks, with hands-on experience in risk identification, assessment, control design, monitoring, and remediation.
• Experience in payments operations and controls, including transaction processing, settlement, reconciliation, fraud risk, liquidity/cash management, and related operational risks.
• Experience in investment-related risk and controls is an advantage, particularly across investment operations, portfolio management, or treasury activities.
• Experience in internal audit, Big 4 audit, or finance controls is advantageous.
• Proven track record in implementing risk and control frameworks, strengthening internal controls, and driving regulatory compliance in complex or high-risk environments.
• Strong experience in process improvement, controls optimisation, and automation, with the ability to identify control gaps and drive remediation across business functions.
• Experience with NetSuite and/or AutoCount is an advantage.
• Strong analytical, problem-solving, stakeholder management, and project management skills, with the ability to work effectively across functions.
• Proactive, adaptable, and comfortable working in a fast-paced environment with evolving business requirements.
• Willingness to travel 30%-50% regionally/internationally for audits, risk assessments, and control reviews.