Risk Manager

Bond Capital Partners (SG); Singapore; On-site; SGD 150,000 - 210,000; Full time

Job summary

Bond Capital Partners (SG) seeks a seasoned risk management professional to lead risk frameworks for payments and remittance operations in Singapore. You will drive policy development, implement controls, and ensure regulatory alignment across jurisdictions.

You will also oversee audits of treasury, remittance, and compliance activities, leveraging data analytics to strengthen controls and support risk assessments.

Qualifications

• Bachelor's degree in Finance, Risk Management, or related discipline.
• 8–12 years of risk management experience in payments or regulated environments.
• Strong understanding of operational, financial, compliance, and regulatory risks.
• Experience in payments operations and controls including settlement, reconciliation, and fraud risk.
• Experience in internal audit or finance controls is advantageous.

Responsibilities

• Develop risk management policies and control frameworks for payments/remittance in line with regulatory standards.
• Manage transaction processing and remittance operations with risk controls.
• Lead audits across treasury, remittance, and compliance functions (AML/CFT, KYC).
• Contribute to internal policy development aligning with evolving regulatory requirements.
• Lead RCSA, KRIs, and control testing with stakeholders.
• Ensure decisions adhere to internal policies and external regulations.
• Escalate and resolve control deficiencies; implement corrective actions.
• Apply data analytics to support audits and risk assessments for control enhancements.

Skills

Analytical skills

Problem solving

Stakeholder management

Project management

Regulatory compliance

Risk assessment

Automation

Process improvement

Communication

Education

Bachelor's degree

Regulatory certification

Tools

NetSuite

AutoCount

Job description

• Developed and implemented risk management policies and control frameworks for collections, payments, and remittance operations in line with regulatory standards.
• Managed transaction processing, deposit, and remittance operations, ensuring effective risk control measures were in place.
• Executed and led audits across treasury, remittance, and compliance functions (e.g., AML/CFT, sanctions screening, KYC), ensuring delivery within planned timelines.
• Contributed to the formulation and enhancement of internal policies, ensuring alignment with evolving regulatory requirements across key jurisdictions.
• Led periodic RCSAs, key risk indicators (KRIs), and control testing exercises in collaboration with business and functional stakeholders.
• Ensured business decisions adhered to internal policies and external regulations, balancing commercial priorities with compliance obligations.
• Ensured timely escalation and resolution of control deficiencies, with accountability for both corrective, preventive and detective measures.
• Applied data analytics to support audit and risk assessment activities; ability to leverage insights for control enhancement.

Requirements:

• Bachelor’s degree in Finance, Risk Management, or a related discipline, or equivalent professional experience.
• 8–12 years of relevant experience in risk management, with strong experience in payments, financial services, or other regulated environments. Experience in investments/asset management is an advantage.
• Strong understanding of operational, financial, compliance, and regulatory risks, with hands‑on experience in risk identification, assessment, control design, monitoring, and remediation.
• Experience in payments operations and controls, including transaction processing, settlement, reconciliation, fraud risk, liquidity/cash management, and related operational risks.
• Experience in investment‑related risk and controls is an advantage, particularly across investment operations, portfolio management, or treasury activities.
• Experience in internal audit, Big 4 audit, or finance controls is advantageous.
• Proven track record in implementing risk and control frameworks, strengthening internal controls, and driving regulatory compliance in complex or high-risk environments.
• Strong experience in process improvement, controls optimisation, and automation, with the ability to identify control gaps and drive remediation across business functions.
• Experience with NetSuite and/or AutoCount is an advantage.
• Strong analytical, problem‑solving, stakeholder management, and project management skills, with the ability to work effectively across functions.
• Proactive, adaptable, and comfortable working in a fast‑paced environment with evolving business requirements.
• Willingness to travel 30%–50% regionally/internationally for audits, risk assessments, and control reviews.