Risk Engineer (General Insurance)

United Overseas Insurance; Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

A leading insurance provider in Singapore is seeking a Risk Engineer to enhance risk management and underwriting functions. In this role, you will conduct detailed risk surveys, provide technical analysis, and ensure compliance with industry standards. The ideal candidate has a background in engineering and strong analytical skills, contributing to the company's business growth and loss prevention strategies.

Qualifications

• Bachelor’s degree or diploma in Engineering (Mechanical, Civil, Electrical, Chemical, or related fields).
• Strong knowledge of risk assessment methodologies, safety standards, and regulatory compliance.

Responsibilities

• Conduct risk engineering surveys for Property and Construction.
• Prepare detailed risk survey reports with recommendations for improvement.
• Support underwriters with technical reports and risk analyses.

Skills

Analytical skills

Problem-solving

Communication

Risk assessment methodologies

Education

Bachelor’s degree in Engineering

Professional certifications (BCP, CFPS)

Job description

About the Division

The Underwriting & Operations Division is responsible for all underwriting governance, portfolio management, product & pricing strategy, reinsurance, and operations of the Company.

Job Purpose

As a Risk Engineer, you will play a key role in supporting the company’s risk engineering and underwriting functions. Your responsibilities will include conducting risk surveys, supporting underwriters with technical analysis, and ensuring compliance with industry standards and regulations. You will contribute to the company’s risk management, loss prevention, and business growth objectives.

Your main responsibilities would include:

• Conduct risk engineering surveys for Property, Construction/Engineering lines of business.
• Manage all aspects of risk survey services, including follow-ups, risk improvement initiatives, and post-loss surveys.
• Identify potential hazards and assess their likelihood and impact on business operations, financials, and safety.
• Support underwriters and operations teams by providing technical reports and risk analyses.
• Prepare detailed risk survey reports with recommendations for improvement, ensuring compliance with NFPA and local regulations.
• Stay updated on industry best practices, regulatory requirements, and emerging risks (e.g., cyber, environmental, operational).
• Maintain knowledge of NFPA, FM Data, and SCDF requirements.
• Undertake any other duties as may be assigned.

Requirements

• Bachelor’s degree or diploma in Engineering (Mechanical, Civil, Electrical, Chemical, or related fields).
• Professional certifications such as BCP, CFPS, or other relevant qualifications are preferred.
• Strong knowledge of risk assessment methodologies, safety standards, and regulatory compliance.
• Excellent analytical, problem-solving, and report writing skills.
• Strong communication skills.
• Ability to work independently and collaboratively with cross-functional teams.
• Willingness to travel for site inspections and surveys.