Relationship Manager (SME/commercial/business loans, up to $7k) (ID: 608320)

PERSOL; Singapore; On-site; SGD 80,000 - 100,000; Full time

Job summary

A leading recruitment firm in Singapore is seeking an experienced professional to acquire and manage SME and commercial clients. Responsibilities include preparing credit proposals, maintaining client relationships, and achieving sales targets. The ideal candidate has a degree in business or finance, strong interpersonal skills, and a good understanding of financial statements. This position offers an opportunity to grow in a dynamic banking environment.

Qualifications

• Degree holder preferably from the business / finance / accounts discipline.
• Highly self-motivated, confident, and results driven.
• Good communication and interpersonal skills.

Responsibilities

• Identify and acquire new SME and commercial clients.
• Manage long-term relationships ensuring customer satisfaction.
• Prepare and present credit proposals with financial analysis.
• Achieve sales and revenue targets through portfolio management.
• Ensure compliance with documentation and regulatory requirements.

Skills

Self-motivated

Good writing skills

Interpersonal skills

Understanding of accounting

Education

Degree in business/finance/accounts

Job description

Key Responsibilities

• Proactively identify, source, and acquire new SME and commercial clients through networking, referrals, and market prospecting activities.
  Understand clients’ business models and financing requirements to recommend suitable loan and banking solutions.
• Manage and maintain long-term relationships with existing clients, ensuring high levels of customer satisfaction and retention.
  Regularly review clients’ financial performance and credit standing to identify opportunities for cross-selling and risk mitigation.
• Prepare and present well-structured credit proposals, including financial analysis, cash flow projections, and risk assessments.
  Ensure proposals comply with internal credit policies and regulatory guidelines.
  Work closely with credit risk and compliance teams during the loan approval process.
• Achieve assigned sales and revenue targets through effective portfolio management, relationship building, and product cross-selling.
  Identify new revenue streams by offering additional banking products such as deposits, trade financing, treasury solutions, and insurance.
• Keep abreast of market trends, industry developments, and competitor offerings to ensure the bank remains>Provide feedback to management on product improvements and market opportunities.
• Ensure all documentation, KYC, and due diligence processes are completed accurately and in compliance with regulatory and internal requirements.
  Support the team in ensuring smooth loan disbursement and account servicing.

Requirements

• Degree holder preferably from the business / finance / accounts discipline
• Highly self‑motivated, confident, tenacious and results driven
• A self‑starter and a team player
• Hardworking, good working attitude, perseverance and resilience
• Good writing, communication and interpersonal skills
• Good understanding of accounting and financial statements

Interested candidates who wish to apply for the advertised position, please click on “Apply”. We regret that only shortlisted candidates will be notified.

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