Regional Compliance Lead - APAC

XTransfer; Singapore; On-site; SGD 180,000 - 280,000; Full time

Job summary

XTransfer in Singapore seeks a seasoned Head of Compliance to design and oversee a global framework covering AML, CTF, sanctions, KYC/KYB, and regulatory reporting. You will lead the end-to-end program lifecycle and ensure robust governance across all activities.

You will engage APAC regulators, collaborate with Product, Risk, and Legal, and build a high-performing team dedicated to risk management and regulatory excellence.

Qualifications

• 8+ years of experience in compliance, risk, AML/CTF, or sanctions screening.
• 5+ years in compliance at a licensed payment institution or similar.
• Professional certification such as CAMS preferred.
• Proven experience leading and developing high-performing teams.

Responsibilities

• Design, implement, and maintain a robust global compliance framework covering AML, CTF, sanctions, KYC/KYB, transaction monitoring, and regulatory reporting.
• Lead end-to-end compliance program lifecycle, including policies, procedures, controls, risk assessments, monitoring, testing, and issue remediation.
• Serve as the primary point of contact for regulators and supervisory authorities in APAC, managing regulatory communications and examinations.
• Collaborate with Business, Product, Risk, and Legal teams to embed compliance by design into processes.
• Ensure governance, documentation, and audit readiness across all compliance activities.
• Oversee licensing and regulatory applications, renewals, and variations with internal and external stakeholders.
• Build, mentor, and lead a high-performing compliance team with clear accountability.
• Monitor global regulatory developments in payments and digital assets, assess impact, and adapt the program accordingly.

Skills

AML/CTF

Sanctions

KYC/KYB

Regulatory reporting

Leadership

Education

Bachelor’s degree

Job description

• Design, implement, and maintain a robust global compliance framework covering AML, CTF, sanctions, KYC/KYB, transaction monitoring, and regulatory reporting.
• Lead the end-to-end compliance program lifecycle, including policies, procedures, controls, risk assessments, monitoring, testing, and issue remediation.
• Serve as the primary point of contact for regulators and supervisory authorities in APAC, managing regulatory communications, examinations, inspections, and ongoing engagement.
• Collaborate with Business, Product, Risk, and Legal teams to integrate compliance by design into business processes.
• Ensure effective governance, documentation, and audit readiness across all compliance activities.
• Oversee licensing and regulatory applications, renewals, and variations in coordination with internal stakeholders and external advisors.
• Build, mentor, and lead a high-performing compliance team, setting clear accountability and performance standards.
• Monitor global regulatory developments in payments and digital assets, assess impact, and proactively adapt the compliance program.

Job Qualification

• Bachelor’s degree in a relevant discipline or equivalent work experience.
• 8+ years of experience in compliance, risk, AML/CTF, or sanctions screening, with at least 5 years in compliance at a licensed payment institution or similar institution
• Professional certification such as CAMS (Certified Anti-Money Laundering Specialist) or equivalent is preferred.
• Proven experience in leading and developing high-performing teams.
• Ability to thrive in a fast-paced, dynamic environment, managing multiple priorities and stakeholders.
• Strong knowledge of APAC regulatory landscape, including payment services and digital assets regulations.