Payment System Analyst (SWIFT payment, Cash Management products, API frameworks)

EXASOFT PTE. LTD.; Singapore; On-site; SGD 100,000 - 120,000; Full time

Job summary

A leading payment technology firm in Singapore is seeking an experienced professional to lead the integration of payment systems across multiple platforms. The ideal candidate has over 10 years of expertise in banking and payment systems, focusing on compliance with regulatory requirements and best practices in payment interfaces. This role demands strong problem-solving skills and the ability to document and communicate effectively with both technical and non-technical stakeholders.

Qualifications

• 10–12 years of expertise in banking and payment systems specializing in integration and data management.
• Proficient in banking/payment system design and data modeling.
• Strong background in Cash Management products and system analysis.

Responsibilities

• Lead and support integration of payment systems across platforms.
• Analyze and document payment workflows and interface specifications.
• Ensure adherence to banking security standards.

Skills

Payment systems integration

Banking technology

Documentation

Communication

Problem-solving

Job description

Responsibilities:

• Lead and support the integration of payment systems across multiple platforms, ensuring alignment with business and regulatory requirements.
• Analyze and document payment workflows, interface specifications, and data models for end-to-end payment processing.
• Design and validate integration solutions involving APIs, file-based interfaces, and message-based communication.
• Ensure accurate interpretation and mapping of payment file formats (ISO20022, SWIFT, ACH, and others) for inbound and outbound transactions.
• Conduct data mapping, transformation, and validation activities between source and target systems.
• Collaborate with solution architects, developers, and testers to ensure high-quality system integration and data consistency.
• Provide functional insights into SWIFT payment message fields, value mapping, and validation logic.
• Support system and integration testing, troubleshooting, and defect resolution for payment interfaces.
• Ensure all payment interfaces adhere to banking security standards, including encryption, authentication, and access control.
• Contribute to the design and enhancement of Cash Management and Payment Processing systems, ensuring scalability and compliance.
• Prepare functional and technical documentation, including integration design documents, test cases, and configuration details.
• Participate in workshops and discussions with stakeholders to gather requirements and provide subject matter expertise on payment technologies and integration best practices.

Requirements:

• Experienced professional with 10–12 years of expertise in banking and payment systems, specializing in system integration, payment processing, and data interface management across ISO20022, SWIFT, ACH, and API frameworks.
• Proficient in banking/payment system design, data modelling, interface protocols and detailed insights on payment file formats (e.g. ISO20022, APIs, ACH, etc), including SWIFT payment fields/value mapping and validations. Awareness of banking security requirements and technical handling.
• Strong background in banking technology, Cash Management products, payment processing and system analysis. Strong ability to analyze complex systems interaction and processes, identify issues, and propose effective solutions.
• Excellent verbal and written communication skills are necessary for collaborating and conflict management with technical teams and non-technical stakeholders.
• Strong problem-solving skills to address system issues and provide timely resolutions. Market practice awareness to assess new requirements and improve operational efficiency.
• Understanding project lifecycles and able to manage technical stream deliverables and reporting using project management tools. On-time escalation to relevant parties/stakeholders is essential
• Ability to create comprehensive documentation, including Interface register / specifications, system architecture diagrams etc.
• Understanding of the Payment industry best practices, including regulations, standards, emerging technologies, payment trends and best practices.
• Strong understanding of payment processing infrastructures, including: ACH, SWIFT MT/MX, Instant/FAST Payments, APIs, Virtual Account Payables/Receivables and Liquidity management