MGR/AVP, Risk Analyst, Provision & Capital Analytics

OCBC Group; Singapore; On-site; SGD 90,000 - 130,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits

Learning & development opportunities

Job summary

OCBC Group invites you to join our Risk Portfolio Management team focused on transforming credit risk and stress testing environments. You will own end-to-end delivery of major initiatives, from design to implementation, ensuring models meet regulatory and business needs.

The role requires strong analytical skills, collaboration with stakeholders, and a proactive, fast-paced mindset to advance risk analytics across portfolios and markets.

Qualifications

• Strong analytical and computational skills with knowledge of SQL and Python.
• Basic understanding of risk management concepts and banking products.
• Independent, proactive problem-solving mindset and good communication skills.
• Familiarity with Basel III and IFRS regulations and credit products.
• Experience in building credit risk models and stress testing.

Responsibilities

• Own end-to-end delivery of transformational initiatives for credit risk and stress testing applications.
• Design and implement Credit RWA and stress testing solutions.
• Assess whether credit risk models are fit for purpose (IRB and ECL for retail/non-retail).
• Collaborate across portfolio management initiatives and other stakeholders.
• Conduct research on industry practices and keep methodologies up to date.

Skills

Analytical thinking

Creative problem solving

Stakeholder collaboration

Oral and written communication

Tools

SQL

Python

Job description

WHO WE ARE

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future‑ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future‑ready career. Your Opportunity Starts Here.

Why Join Our Risk Portfolio Management team plays a crucial role in measuring, managing and optimising risks to optimise credit portfolio performance.

By joining us, you will have the chance to make a tangible impact on our organisation's success and contribute to the achievement of our strategic goals.

We have an opportunity in the area of Provision and Capital Analytics – Change Management.

How you succeed

• Strong analytical and computational skills, working knowledge of SQL and Python.
• Basic understanding of risk management concepts and banking products.
• Good oral and written communication skills.
• Independent, creative and pro‑active problem‑solving mindset.
• Project / Change management.
• Good understanding of Basel III and IFRS regulations and credit products.
• Experience in building credit risk models, for example, IRB/IFRS/stress tests models.
• Experience in stress testing.

What you do

• Own and manage end to end delivery of transformational initiatives for credit risk and stress testing applications.
• Design and implementation of Credit RWA and stress testing solutions.
• Independently assess whether credit risk models are fit for purpose - the scope includes newly developed / existing IRB and ECL models for both retail and non‑retail portfolios.
• Collaboration across functional areas of other portfolio management initiatives (e.g. credit concentration risk management, ESG risk management etc.).
• Be involved in other initiatives to pick up deep understanding on areas like Credit RWA and ECL.
• Conduct research on leading industry practices and keep our methodology and guidelines up to date.

Who you work with

Group Risk Management works independently to protect, build, and drive our businesses. The team provide prudent and forward‑looking credit risk measurements including regulatory capital (RWA), economic capital, provisions (ECL), and predictive analytics across macroeconomic and climate scenarios, so as to safeguard OCBC Group’s financial resilience, enable sustainable risk taking and achieve superior performance. Embracing change and managing growth in one of the world’s strongest banks.

Who you are

• Independent, creative with a pro‑active problem‑solving mindset.
• Strong conceptual understanding of complex problems and interplay of numerous drivers/considerations in complex systems.
• Strong interpersonal skills to collaborate effectively with key stakeholders.
• Strong verbal and written communication skills to convey complex risk concepts clearly and concisely.
• Driven personality with strong ownership of the work and able to deliver at pace.

What we offer

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry‑leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers. Let’s build the bank we need for the future we want. Find the best version of yourself in a friendly, supportive team. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future‑ready career. Your Opportunity Starts Here.

As the longest established Singapore bank, formed in 1932 from the merger of three local banks, we have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney. We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly‑owned subsidiary, Bank of Singapore, which operates on a unique open‑architecture product platform to source for the best‑in‑class products to meet its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.