Liquidity & Credit Risk Senior Manager

MetaComp; Singapore; On-site; SGD 190,000 - 270,000; Full time

Benefits offered by this job

International working environment

Cross-functional exposure

Job summary

MetaComp, a Singapore-based regulated fintech, is strengthening its risk framework and seeking an experienced Liquidity & Credit Risk Senior Manager to lead the development and ongoing management of liquidity and credit risk capabilities.

You will oversee liquidity positions, funding requirements, counterparty exposures, and risk methodologies, working closely with Treasury, Finance, Trading, Operations, Compliance and Legal to ensure adequate liquidity resilience as the business scales.

Qualifications

• Bachelor's degree or above in Finance, Economics, Accounting, Risk Management or related field.
• 8–12+ years of liquidity, credit, or treasury risk experience in regulated environments.
• Experience with digital assets, payments, OTC, custody beneficial.
• Strong analytical and quantitative skills.

Responsibilities

• Develop and maintain liquidity and credit risk frameworks with risk appetite and limits.
• Monitor daily liquidity, funding requirements, and counterparty exposures.
• Conduct liquidity stress testing and scenario analysis.
• Collaborate with Treasury, Finance, Trading, Compliance and Legal.
• Produce risk reports for senior management.

Skills

Liquidity risk

Credit risk

Counterparty risk

Stress testing

Regulatory compliance

Cross-border payments

Digital assets

Financial analysis

Education

Bachelor's degree in Finance or related

Tools

SQL

Python

Risk management systems

Dashboards

Job description

MetaComp is a Singapore-based digital payment solution provider operating within a regulated financial services environment. The business provides digital payment token services and cross-border payment solutions, supported by infrastructure covering client asset management, OTC trading, fiat payment services, custody and institutional financial services.

As we continue to scale our regulated financial services and digital asset businesses, we are strengthening our risk management framework and are looking for an experienced Liquidity & Credit Risk Senior Manager to lead the development and ongoing management of our liquidity and credit risk capabilities.

About the Role

The Liquidity & Credit Risk Senior Manager will be responsible for establishing and strengthening the Group's liquidity and credit risk management framework across relevant business lines.

The role will oversee liquidity positions, funding requirements, counterparty exposures, credit limits and concentration risks, while developing risk methodologies, monitoring tools, policies and controls appropriate for a regulated fintech and digital asset environment.

You will work closely with Treasury, Finance, Trading, Operations, Compliance, Legal and senior management to identify emerging risks, establish appropriate risk limits and ensure that the organisation maintains adequate liquidity and credit resilience as the business scales.

Key Responsibilities

Liquidity Risk Management

• Develop and maintain the Group's liquidity risk management framework, policies, limits and monitoring mechanisms.
• Monitor daily liquidity positions, cash flows, funding requirements and liquidity buffers across relevant entities and currencies.
• Conduct liquidity stress testing and scenario analysis, including business growth, market volatility, counterparty default and adverse funding scenarios.
• Establish liquidity thresholds, early-warning indicators and escalation mechanisms.
• Assess liquidity risks arising from customer flows, payment obligations, settlement activities, trading activities and digital asset operations.
• Work with Treasury and Finance to develop liquidity forecasting and contingency funding plans.
• Monitor liquidity concentration across banks, payment providers, custodians, exchanges and other financial counterparties.
• Review liquidity risk arising from new products, markets, business models and strategic initiatives.

Credit & Counterparty Risk

• Develop and maintain the credit and counterparty risk management framework, including risk appetite, limits, approval processes and monitoring standards.
• Conduct credit assessments and ongoing reviews of banks, financial institutions, payment providers, trading counterparties, vendors and other material counterparties.
• Establish appropriate counterparty exposure limits, concentration limits and credit thresholds.
• Monitor counterparty exposures across fiat, digital assets, settlement, trading and other business activities.
• Assess counterparty creditworthiness using financial statements, credit metrics, market information and other relevant risk indicators.
• Identify potential deterioration in counterparty credit quality and recommend appropriate risk mitigation measures.
• Support the establishment of collateral, margin, pre-funding, netting and other credit risk mitigants where appropriate.
• Review and challenge proposed onboarding of higher-risk counterparties and material credit exposures.

Risk Governance & Framework

• Develop and enhance risk policies, procedures, methodologies and risk appetite statements covering liquidity and credit risk.
• Define appropriate KRIs, risk limits and early-warning indicators and establish escalation protocols.
• Produce regular liquidity and credit risk reports for senior management and relevant risk committees.
• Ensure timely escalation of material breaches, exceptions and emerging risks.
• Support the development of risk dashboards and management information for senior stakeholders.
• Conduct periodic reviews of risk methodologies, limits and controls to ensure they remain appropriate as the business evolves.
• Participate in new product and business initiative reviews, providing independent risk assessment and challenge.
• Design and maintain liquidity and credit stress-testing frameworks.
• Significant customer withdrawals or outflows
• Bank or payment-provider disruption
• Counterparty default
• Market stress and digital asset volatility
• Funding constraints
• Analyse potential impacts on liquidity, capital, counterparty exposures and business continuity.
• Recommend mitigating actions and contingency measures based on stress-testing outcomes.
• Partner closely with Treasury, Finance, Trading, Operations, Compliance and Legal to identify and mitigate financial risks.
• Provide risk input into new products, new counterparties, new markets and business expansion initiatives.
• Work with Technology/Data teams to improve risk monitoring, data quality and automation.
• Support internal and external regulatory reviews, audits and risk assessments where required.
• Promote a strong risk management culture across the organisation.

Requirements

• Bachelor's degree or above in Finance, Economics, Accounting, Risk Management, Mathematics, Statistics or a related discipline.
• 8–12+ years of relevant experience in liquidity risk, credit risk, counterparty risk, treasury risk, market risk or financial risk management.
• Strong experience in a bank, financial institution, fintech, payment institution, digital asset firm, brokerage, trading firm or similar regulated environment.
• Demonstrated experience in developing or managing liquidity and/or credit risk frameworks.
• Strong understanding of:
• Liquidity risk and cash-flow management
• Counterparty credit risk
• Credit assessment and exposure monitoring
• Risk appetite and risk limits
• Stress testing and scenario analysis
• Collateral and margin mechanisms
• Experience working with multiple currencies and cross-border financial flows is highly advantageous.
• Experience with digital assets, payment services, OTC trading, custody, stablecoins or blockchain-based financial infrastructure is a strong advantage.
• Strong analytical and quantitative skills, with the ability to interpret financial and risk data and translate findings into actionable recommendations.
• Strong understanding of financial markets, banking products and settlement mechanisms.
• Excellent communication and stakeholder management skills, with the ability to engage senior management and challenge business stakeholders constructively.
• Strong attention to detail and ability to operate effectively in a fast-paced and evolving environment.

Preferred Qualifications

• Professional qualifications such as FRM, CFA, PRM, CPA/ACCA or equivalent.
• Experience working within a MAS-regulated or other regulated financial institution.
• Experience with risk management systems, dashboards, SQL, Python or other data analytics tools.
• Experience establishing risk frameworks for a rapidly scaling business or new financial product.
• Familiarity with MAS regulatory expectations relating to liquidity, risk management, outsourcing, payment services and digital payment tokens.

What We Offer

• Opportunity to build and strengthen a liquidity and credit risk function within a growing regulated fintech group.
• Exposure to payments, digital assets, OTC trading, custody and institutional financial services.
• Direct interaction with senior management and cross-functional business leaders.
• Opportunity to shape risk frameworks, policies and controls as the business scales.
• Dynamic and international working environment.