GRIT Trainee - Credit Card & Personal Loan

STANDARD CHARTERED BANK (SINGAPORE) LIMITED; Singapore; On-site; SGD 20,000 - 60,000; Full time

Job summary

A leading international bank in Singapore seeks interns for its Credit Card & Personal Loan teams. Interns will gain exposure to portfolio management, digital initiatives, and stakeholder collaboration. Ideal candidates are graduating in 2024 or 2025 with a strong interest in Banking and project delivery experience. The role offers competitive salary and benefits within a supportive environment.

Benefits

Competitive Salary

Flexible Working Options

Continuous Learning Opportunities

Proactive Wellbeing Support

Qualifications

• Keen interest in the Banking and Finance industry.
• Basic understanding of digital banking/BNPL app functions.
• Experience managing or assisting in project delivery.

Responsibilities

• Drive lifecycle management of credit card portfolio.
• Develop digital capabilities for mobile app.
• Implement acquisition strategies and campaigns.

Skills

Interest in Banking and Finance

Project Delivery Experience

Stakeholder Collaboration

Education

Graduated or graduating in 2024 and 2025

Job description

Trainees will join the Credit Card & Personal Loan (CCPL) team for up to 6-months and may be exposed to various SG CCPL business.

Cards Portfolio Management Team

• This role will work with our Card Engagement Product manager in driving life cycle management of our credit card portfolio from Activation, Active rate, Early Retention and Attrition.
• The candidate will get exposure on new card value proposition development, portfolios campaigns analytics/insights and data driven campaign development and execution with leading MarTech tools and digital platforms.

Lending and Portfolio Team

Grow profitable Balances via Instalment Programs such as Easypay on Transaction / Balances and Merchant Instalment Programs

• Work closely with Portfolio Manager to develop digital capabilities in our SC mobile app
• Develop and implement acquisition strategies and campaigns with stakeholders to promote awareness of the product and increase adoption rate
• Establish KPI to track growth and adoption rate
• Effectively and collaboratively identify, elevate, mitigate, and resolve risk as well as conduct and compliance matters.
• Work closely with Portfolio Manager for the implementation of the digital capabilities with the project team (including performing UAT and UVT testing logic)
• Involved in the design of processes which embed a digital-first approach with client‑centric design principles to create exceptional user experience.
• Analyse the product sales data and market trends to create accurate forecasts and develop strategies based on data‑driven insights.
• Facilitate effective cross‑functional collaboration between key stakeholders to ensure alignment on product goals and seamless execution of campaigns and strategies.
• Assist the Portfolio Manager in preparing detailed reports on digital initiatives’ performance, providing insights and recommendations for future strategies

Eligibility

• Graduated or graduating in 2024 and 2025 from universities
• Have the permanent legal right to work in Singapore
• Keen interest in Banking and Finance industry
• Have a basic understanding of digital banking/ BNPL (Buy Now Pay Later) app functions
• Have prior experience in managing / assisting on a delivery of a project
• Able to work with different stakeholders to deliver business objectives

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market‑leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and all sorts of self‑help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers