Graph Deep Learning Engineer for Credit Risk Insights

Monee SG Private Limited; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

Monee SG Private Limited, a leading digital payments and financial services provider in Southeast Asia, invites a Machine Learning Engineer focused on graph learning to enhance credit risk assessment. You will develop graph deep learning models using large-scale user relationships and financial data, delivering measurable improvements to application scoring and customer risk models.

You will contribute across the full development cycle—from design to production—focusing on GAT/RGAT experiments,

Qualifications

• Bachelor's degree or above in CS/AI/math/stats/data science or related field.
• Strong ML/deep learning foundations, GNNs, attention.
• Proficiency in Python, SQL, PyTorch; experience with DGL or PyTorch Geometric.
• Experience in graph learning research or projects; ability to explain graph construction and results clearly.
• Rigorous experimentation and validation with baselines and ablations.
• Ability to read papers and communicate ideas; strong problem-solving and collaboration skills.

Responsibilities

• Investigate training populations, windows, sampling, and labels for A-card, B-card, and joint modeling; assess impact on performance.
• Design nodes, edges, and features from contact networks, transactions, devices, and relationships; manage relation types.
• Implement and improve graph attention models; explore multi-relational aggregation and node features selection.
• Compare pooled multi-snapshot training, continual training, and rolling retraining; explore multi-task learning.
• Incorporate graph scores or embeddings into existing risk models and measure incremental value (AUC/ KS).
• Collaborate with data engineering, ML engineering, and risk modeling teams to improve data processing, graph construction, training, and deployment pipelines.
• Build on validated business use cases to explore heterogeneous graphs and temporal graphs.

Skills

Graph learning

Python

PyTorch

Experimentation

Communication

Education

Bachelor's degree+ in CS/AI/Math/Data Science

Tools

DGL

PyTorch Geometric

Spark

Job description

Monee SG Private Limited, a leading digital payments and financial services provider in Southeast Asia, invites a Machine Learning Engineer focused on graph learning to enhance credit risk assessment. You will develop graph deep learning models using large-scale user relationships and financial data, delivering measurable improvements to application scoring and customer risk models.

You will contribute across the full development cycle—from design to production—focusing on GAT/RGAT experiments,