Financial Risk Control Manager

Tencent; Singapore; On-site; SGD 120,000 - 230,000; Full time

Job summary

Tencent is seeking a full-time risk professional to build and lead the full-chain AML risk management framework for overseas businesses, covering end-to-end lifecycle management.

You will implement due diligence, risk rating, and real-time monitoring across multiple jurisdictions, ensuring compliance with FATF, MAS, HKMA, EU AMLD, and US BSA/AML.

Strong analytical and cross-functional collaboration with product, technology, and operations is essential.

Qualifications

• Bachelor's degree or above in law, finance, risk management, accounting, or related field.
• Excellent English communication; Mandarin working proficiency.
• 3+ years in AML, financial crime, or risk management; fintech/fintech preferred.
• Strong knowledge of FATF recommendations and major jurisdiction frameworks.
• Ability to identify risk signals from data and communicate findings.

Responsibilities

• Maintain AML risk control framework across pre-event, in-event, and post-event stages.
• Lead risk assessments for overseas business lifecycle; implement control measures.
• Enhance KYB/CDD/EDD onboarding standards; automate due diligence workflows.
• Maintain multi-dimensional risk rating models and dynamic adjustment.
• Design real-time monitoring rules and prepare STR/SAR reports; back-test models.

Skills

AML risk management

English proficiency

Mandarin proficiency

Data analysis

Regulatory compliance

Education

Bachelor's degree or above in law, finance, risk management, accounting, or a related field

Job description

Business Unit

Corporate Development Group (CDG) as the platform for the company's new business incubation and new business exploration, CDG is responsible for promoting development and innovation for important areas such as financial technology and advertising, as well as marketing services, including payment and financial applications. As a professional support platform, CDG also supports the company and various business groups in strategic planning, investments and mergers, investor relations and corporate global communications, marketing and public relations, and more.

Corporate Development Group (CDG) as the platform for the company's new business incubation and new business exploration, CDG is responsible for promoting development and innovation for important areas such as financial technology and advertising, as well as marketing services, including payment and financial applications. As a professional support platform, CDG also supports the company and various business groups in strategic planning, investments and mergers, investor relations and corporate global communications, marketing and public relations, and more.

What The Role Entails

Corporate Development Group (CDG): as the platform for the company's new business incubation and new business exploration, CDG is responsible for promoting development and innovation for important areas such as financial technology and advertising, as well as marketing services, including payment and financial applications. As a professional support platform, CDG also supports the company and various business groups in strategic planning, investments and mergers, investor relations and corporate global communications, marketing and public relations, and more.

Position Overview

Responsible for building the full-chain risk management framework for the company's overseas businesses, covering end-to-end business lifecycle management and dynamic risk control. The role requires deep understanding of international AML regulatory frameworks (FATF Recommendations, Singapore MAS, Hong Kong HKMA, EU AMLD, US BSA/AML, etc.), leading the design and implementation of core risk control functions including due diligence, risk rating, and suspicious transaction monitoring, ensuring the company's overseas operations maintain continuous compliance across all jurisdictions while scaling rapidly.

• Risk Control Framework: Enhance the AML risk control framework covering pre-event, in-event, and post-event stages; drive the implementation of systematic and automated risk control capabilities to ensure end-to-end risk management.
• Full Business Lifecycle Risk Management: Lead risk assessments for overseas business especially acquiring throughout their lifecycle; conduct ML/TF risk assessments before new business/product launches and implement control measures; maintain dynamic risk monitoring and strategy iteration during ongoing operations, with enhanced strategy deployment for high-risk businesses.
• Customer Due Diligence (KYB/CDD/EDD): Optimize overseas KYB onboarding standards and review processes; enhance CDD and EDD frameworks; conduct in-depth background and transaction analysis on high-risk customers; drive the digitalization and automation of due diligence workflows.
• Risk Rating: Maintain and refine multi-dimensional customer/merchant risk rating models; optimize dynamic adjustment and periodic re-assessment mechanisms; deploy tiered risk control strategies and measures based on rating outcomes.
• Suspicious Transaction Monitoring & Risk Control: Design real-time monitoring rules and interception strategies, as well as post-event analysis models; lead suspicious transaction analysis and the preparation of STR/SAR reports; conduct regular back-testing and optimization of monitoring rules and models.

Qualifications

Who We Look For

• Bachelor's degree or above in law, finance, risk management, accounting, or a related field.
• Excellent written and spoken English required. Working proficiency in Mandarin required, as approximately 80% of the role involves coordinating with Mandarin-speaking stakeholders and regional teams. 3+ years of experience in AML, financial crime compliance, or risk management; experience in payment institutions, banks, or fintech companies preferred.
• Strong knowledge of the FATF 40 Recommendations and methodology; in-depth understanding of requirements under Singapore MAS, Hong Kong HKMA/MSO, EU AMLD, US BSA/AML frameworks, and other major jurisdictions.
• Strong logical reasoning and data sensitivity; ability to identify anomalous patterns and risk signals from data.
• Resilience under pressure; able to effectively drive work forward in a multi-tasking, fast-paced regulatory environment.
• Excellent cross-functional communication and coordination skills; able to align business, product, technology, and operations teams to implement risk control requirements.

Preferred Qualifications

• Background in data analytics and AI applications; experience with AML/risk control systems driven by machine learning or rule engines.
• Experience in merchants acquiring，cross-border payments, cryptocurrency, or Web3 anti-fraud/AML compliance.

Equal Employment Opportunity at Tencent

As an equal opportunity employer, we firmly believe that diverse voices fuel our innovation and allow us to better serve our users and the community. We foster an environment where every employee of Tencent feels supported and inspired to achieve individual and common goals.