Financial Planning Consultant / Wealth Management Advisor

LUMINA GLOBAL ADVISORY OFFICE; Singapore; On-site; SGD 60,000 - 90,000; Full time

Benefits offered by this job

Commission incentives

Structured training

Certification sponsorship

Flexible hybrid

Career progression

Marketing support

Professional development

Financial solutions access

Job summary

LUMINA GLOBAL ADVISORY OFFICE in Singapore is seeking a Wealth Advisor to support individuals, families, and business owners in building long-term financial security. You will conduct needs analyses, develop tailored financial plans, and recommend wealth management solutions across insurance, investments, retirement, education, and estate planning.

Join a cross-border team serving clients across Singapore and Greater China with a hybrid working arrangement.

Qualifications

• Diploma or Bachelor's Degree holders (any discipline).
• Strong communication and relationship-building skills.
• Self-motivated, professional, and entrepreneurial.
• Able to work independently and manage time effectively.
• Experience in banking, insurance, wealth management, or sales is an advantage but not required.
• Fresh graduates and career switchers are welcome.

Responsibilities

• Conduct comprehensive financial needs analysis for individuals, families, and business owners.
• Develop personalized financial plans covering wealth accumulation, protection, retirement, education, healthcare, and estate planning.
• Recommend suitable wealth management solutions across insurance, investments, savings, retirement planning, and estate planning.
• Build and maintain long-term client relationships through professional advice and portfolio reviews.
• Generate new business opportunities through referrals, networking, seminars, and digital marketing.
• Stay updated on financial markets, investment opportunities, and MAS regulatory requirements.
• Ensure all recommendations comply with regulatory standards and company policies.
• Maintain accurate client records and documentation.

Skills

Strong communication

Relationship-building

Self-motivated

Entrepreneurial mindset

Education

Diploma or Bachelor's Degree

Job description

Employment Type: Full-time | Hybrid Working Arrangement

Location: Singapore

Grow with Singapore. Connect with Greater China. Build a Global Wealth Management Career.

Are you looking for a meaningful career with unlimited growth potential?

Join our growing Wealth Advisory Team and help individuals, families, and business owners achieve long-term financial security through professional financial planning and wealth management.

Whether you are an experienced financial adviser or exploring a new career, we provide structured training, professional mentorship, and comprehensive support to help you build a successful career in one of Asia's leading financial centres.

Key Responsibilities

• Conduct comprehensive financial needs analysis for individuals, families, and business owners.
• Develop personalized financial plans covering wealth accumulation, protection, retirement, education, healthcare, and legacy planning.
• Recommend suitable wealth management solutions, including insurance, investments, savings, retirement planning, and estate planning.
• Build and maintain long‑term client relationships through professional advice and ongoing portfolio reviews.
• Generate new business opportunities through referrals, networking, seminars, and digital marketing.
• Stay updated on financial markets, investment opportunities, and MAS regulatory requirements.
• Ensure all recommendations comply with regulatory standards and company policies.
• Maintain accurate client records and documentation.

Who We're Looking For

• Diploma or Bachelor's Degree holders (any discipline).
• Passionate about helping clients achieve financial security and long‑term wealth.
• Strong communicators with excellent interpersonal and relationship‑building skills.
• Self‑motivated, professional, and entrepreneurial.
• Able to work independently and manage time effectively.
• Experience in banking, insurance, financial advisory, wealth management, investment, real estate, relationship management, or sales is an advantage‑but not required.
• Fresh graduates and career switchers are also welcome.

Ideal Candidates

• New Singapore Permanent Residents (PRs) looking to establish a long‑term professional career in Singapore.
• Professionals with strong connections within the Greater China community.
• Individuals interested in serving overseas Chinese families, entrepreneurs, and business owners.
• Mid‑career professionals seeking greater career flexibility and unlimited income potential.
• Individuals who aspire to become trusted financial professionals in an international financial centre.

What We Offer

• Attractive commission structure with performance‑based incentives.
• Structured training and one‑to‑one mentorship.
• Professional certification sponsorship (where applicable).
• Flexible hybrid working arrangements.
• Clear career progression and leadership development opportunities.
• Marketing support and client seminar opportunities.
• Continuous professional development and coaching.
• Access to comprehensive financial solutions covering insurance, investments, retirement, education, and estate planning.

Why Join Our Team?

Unlike traditional financial advisory practices, our team focuses on Cross‑border Wealth Management, serving clients across Singapore, Hong Kong, Mainland China, and the Greater China region.

You will have the opportunity to advise overseas Chinese families, entrepreneurs, and high‑net‑worth individuals by providing holistic solutions in:

• Wealth Protection
• Investment Planning
• Retirement Planning
• Education Planning
• Estate & Legacy Planning
• Cross‑border Asset Allocation
• Family Wealth Succession

Our leadership team brings years of cross‑border wealth management experience and is committed to helping every adviser build a sustainable, professional, and rewarding career.

Our Advantages

• Cross‑border wealth management platform covering Singapore and Hong Kong
• Opportunities to serve overseas Chinese families and high‑net‑worth clients
• Comprehensive product platform including insurance, investment, retirement, and estate planning
• Structured mentoring and practical business development support
• Collaborative, professional, and compliance‑driven team culture
• Unlimited career growth and income potential