Finance Business Partner

ALPHA LADDER AI PTE. LTD.; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

ALPHA LADDER AI PTE. LTD. seeks a Finance Business Partner to work with product, commercial, operations and leadership across payments, card and digital asset lines.

You will perform hands-on FP&A, modelling, data analysis and cross-functional support to translate financial insight into commercial decisions. You will own budgeting, forecasting, performance reviews, develop financial models, and partner with business heads to refine product economics while navigating a fast-changing regulatory

Qualifications

• Minimum 6 years of experience in commercial finance, FP&A, or business partnering within payments/fintech.
• Bachelor’s degree in Finance, Accounting, Economics, or related discipline.
• Strong hands-on orientation with ownership of strategic analysis and execution.
• Comfortable operating in a fast-paced, evolving regulatory environment.
• Fluent in English; Mandarin proficiency is an advantage.
• Based in Singapore or willing to relocate.

Responsibilities

• Lead budgeting, forecasting, and monthly performance reviews for the assigned units.
• Develop and maintain financial models covering cost simulation, pricing, and scenario planning.
• Extract, structure, and analyze financial and operational data for management reports.
• Partner with business heads to review performance and inform commercial decisions.
• Support product launches and cross-jurisdictional expansion with financial analysis.
• Identify finance process improvements and drive automation initiatives.
• Support ad hoc analysis, business cases, and board/investor materials.

Skills

Payment services product knowledge

Financial modelling and commercial分析

Business partnering and stakeholder沟通

Education

Bachelor’s degree in Finance, Accounting, Economics, or related discipline

Job description

The Role

The Finance Business Partner will work closely with product, commercial, operations, and leadership teams across our payments, card, and digital asset business lines. The role is expected to be hands-on across financial planning, modelling, data analysis, and cross-functional support, translating financial insight into commercial decisions and supporting the finance function’s continued development.

Key Responsibilities

• Financial planning and performance management— Participant in budgeting, forecasting, and monthly performance reviews for assigned business units, and take ownership of both the underlying analysis and the accompanying commentary.
• Financial modelling and commercial analysis— develop and maintain financial models covering cost simulation, pricing, deal analysis, and scenario planning to support decision-making.
• Data analysis and management reporting— extract, structure, and analyse financial and operational data; design and produce management reports where existing reporting is not available.
• Business partnering— work directly with business heads to understand product economics, review performance, challenge assumptions, and support commercial decisions.
• Strategic and regulatory projects— support product launches, cross-jurisdictional expansion, including preparation of financial analysis and internal documentation.
• Finance process improvement and automation— identify inefficiencies in finance processes and work with technology and operations teams to design and implement automation and system improvements.
• Ad hoc analysis and projects— support the broader finance and leadership teams on ad hoc requests, including business cases, board and investor materials, and internal reviews.

Top 3 Must-Have Skillsets

1. Payment services product knowledge

Direct working experience with payment services products, including cross-border transfers, e-money, merchant acquiring, card issuing and acquiring, stablecoin / DPT services, and on/off-ramp flows. A strong commercial and operational understanding of how these products generate revenue, incur cost, and interact with clients, banking partners, and regulators.

2. Financial modelling and commercial analysis

Strong financial modelling skills, with the ability to build P&L, unit economics, pricing, and scenario models from first principles and to clearly articulate the underlying assumptions. Ability to use financial analysis to support and challenge commercial decisions.

3. Business partnering and stakeholder communication

Ability to communicate financial concepts clearly to non-finance stakeholders, provide constructive challenge to business owners, and influence decisions across functions and seniority levels.

Nice to Have

• Tax awareness— general awareness of tax considerations for digital asset and payment service products across jurisdictions (e.g. GST/VAT, withholding tax, corporate tax), sufficient to identify issues and engage with tax advisors, rather than a full tax specialist background.
• Regulatory environment— prior experience in a MAS-regulated environment (PSA, MPI licence) or other regulated financial services.
• Digital assets exposure— experience with DPT services, custody, OTC, stablecoin issuance, or on/off-ramp business models.
• Card business exposure— experience with card issuing, acquiring, scheme economics (Visa / Mastercard), interchange, or BIN sponsorship.

Requirements

• Minimum 6 years of experience in commercial finance, FP&A, or business partnering roles, preferably within payments, fintech, or digital assets.
• Bachelor’s degree in Finance, Accounting, Economics, or a related discipline.
• Strong hands-on orientation, with the ability to take ownership of both strategic analysis and detailed execution.
• Comfortable operating in a fast-paced and evolving regulatory environment.
• Fluent in English; working proficiency in Mandarin is an advantage given regional coverage.
• Based in Singapore, or willing to relocate.