Credit Risk Underwriter (Mid-Senior Level)

Reap Limited; Singapore; On-site; SGD 80,000 - 100,000; Full time

Job summary

A fintech company based in Singapore is looking for a Credit Risk Underwriter to develop a risk management framework and evaluate risks for suppliers and buyers. Candidates should have over 7 years of underwriting experience in financial institutions, be strong analytical thinkers, and ideally communicate in both English and Chinese. This position offers opportunities for career growth within a vibrant, multicultural environment.

Benefits

Innovative work environment

Opportunities for growth

Qualifications

• Over 7 years of credit underwriting experience in financial institutions or fintech.
• Preferred experience in cross-border trade finance or credit insurance.
• Independent, self-motivated, and resilient under pressure.

Responsibilities

• Develop and oversee a credit risk management framework for the company.
• Evaluate risk for Asian suppliers and international buyers.
• Enhance underwriting quality and efficiency using technology.

Skills

Analytical skills

Problem-solving skills

Communication in English

Communication in Chinese

Education

Bachelor’s degree in accounting, statistics, math, finance, or related field

Job description

Credit Risk Underwriter (Mid-Senior Level)

Credit Risk Underwriter (Mid-Senior Level)

Reap Limited Singapore Apply now Posted 1 day ago In-Office Job Permanent Competitive

Credit Risk Underwriter (Mid-Senior Level)

Reap Limited Singapore Apply now

Join an established fintech company as a Credit Risk Underwriter. You will develop and oversee a credit risk management framework, evaluate risks for Asian suppliers and international buyers, and enhance underwriting processes using technology. Ideal candidates have 7+ years of credit underwriting experience, preferably in cross-border trade finance, and possess strong analytical and problem-solving skills. A collaborative mindset and the ability to communicate in English and Chinese are advantageous. Contribute to impactful risk strategies in a vibrant, multicultural environment focused on innovation and growth.

The Client:

• An established fintech company in the trade finance sector

What can the client offer?

• A chance to work in an innovative fintech company and explore exciting opportunities for growth.
• A vibrant, multicultural environment that values diversity and collaboration.
• A career in shaping impactful compliance and operational risk strategies that make a difference.

What are your responsibilities?

• Develop and oversee a credit risk management framework for the company.
• Ensure effective implementation and monitoring of risk performance.
• Evaluate risk for Asian suppliers and international buyers.
• Enhance underwriting quality and efficiency using technology and alternative data.
• Actively manage credit risk for a designated portfolio.
• Assess risks and monitor counterparties.
• Support business growth with risk mitigation strategies aligned with company policies.
• Identify external data sources of other countries to improve models.
• Collaborate with external stakeholders like funding partners and insurers.
• Ensure alignment with the risk framework for effective asset distribution.
• Deliver comprehensive risk reports at portfolio and country levels.
• Handle specific projects as needed.
• Work closely with cross-functional teams to achieve goals.

What skills/qualifications will you need?

• Bachelor’s degree in accounting, statistics, math, computer science, finance, economics, or a related field.
• Over 7 years of credit underwriting experience in financial institutions or fintech, focusing on SMEs.
• Preferred experience in cross-border trade finance, receivable finance, factoring, credit insurance, supply chain solutions, or SME coverage.
• Strong problem-solving skills with a structured approach.
• Independent, self-motivated, and resilient under pressure.
• Quick learner with a team-oriented mindset, adaptable to diverse cultures.
• Ability to communicate in business English and Chinese is a plus.

Who would be suitable for the position?

• Someone with strong analytical, strategic thinking and problem solving skills.
• Someone with excellent leadership, communication and interpersonal abilities.

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Executive Assistant/ Director Level (Finance and/or Marketing bkgd) Reap Limited Kuala Lumpur, Malaysia

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