Credit Risk Management (Risk Management Department )

BANK OF CHINA LIMITED; Singapore; On-site; SGD 50,000 - 75,000; Full time

Job summary

A leading banking institution in Singapore is seeking a candidate to monitor and analyze Expected Credit Loss (ECL) of its portfolios. The ideal applicant should have a Bachelor's degree, 2 to 5 years of relevant experience, and be proficient in Python. Bilingual abilities in English and Chinese are required for communication with counterparts at the Head Office.

Qualifications

• 2 to 5 years of relevant working experience.
• Able to work independently or as a team.
• Experience with multiple tasks under tight deadlines.

Responsibilities

• Monitor and analyze Expected Credit Loss (ECL) of the Branch's portfolios.
• Estimate and forecast possible provision changes.
• Coordinate on credit risk-related model development.

Skills

Python programming

Bilingual in English and Chinese

Detail-oriented

Ability to work under pressure

Education

Bachelor's degree or above

Job description

Job Description

• Monitor and analyze Expected Credit Loss (ECL) of the Branch's portfolios
• Estimate and forecast possible provision changes over specific clients and transactions
• Perform internal modeling constructions and enhancements
• Coordinate with Head Office on credit risk-related model development
• Prepare and submit various credit risk-related reports and statements
• Perform various risk identification and monitoring tasks
• Update and improve policies and procedures relating to credit or ESG risks
• Follow up on internal and external audit-related matters
• Support and coordinate the Branch's sustainability initiatives
• Work on projects on an ad‑hoc basis

Job Requirements

• Bachelor's degree or above
• 2 to 5 years relevant working experience
• Able to work under pressure and complete multiple tasks to meet deadlines
• Detail oriented, able to work independently or as a team
• Proficiency in Python programming, familiarity with other programming languages also valued.
• Effectively bilingual in English and Chinese is required as incumbent is required to liaise with Chinese counterparts from Head Office.