Credit Risk Director

JONDAVIDSON PTE. LTD.; Singapore; On-site; SGD 120,000 - 160,000; Full time

Job summary

A financial services company in Singapore is seeking an Associate Director/Director for Credit Risk Management to oversee risk analysis and underwriting processes for corporate lending and leveraged buyouts. The ideal candidate will have over 10 years of experience in credit risk, strong financial modeling skills, and the ability to coordinate work across diverse teams. This role requires a university degree in Finance or Economics and fluency in English.

Qualifications

• Min 10 years of credit (risk) experience specializing in corporate lending and leveraged finance in Asia/Australia.
• Ability to work effectively under pressure within diverse teams.

Responsibilities

• Conduct thorough risk analysis for corporate and leveraged loans.
• Manage underwriting processes with a focus on risk assessment.
• Coordinate workstreams across various teams.
• Evaluate transactions from a risk/return perspective.
• Prepare credit applications with due diligence and financial modelling.
• Oversee post-approval processes and portfolio performance.

Skills

Strong financial modeling abilities

Knowledge of complex financial structures

Ability to identify and assess risks

Proficiency in English

Analytical decision-making

Education

University degree in Finance, Economics, Management

Finance-related post-graduation or professional qualification

Job description

Associate Director /Director – Credit Risk Management

Summary

The client provides financial expertise and industry knowledge to support its customers and markets. As part of a strong and established team of project and structured finance risk managers, you will support the Bank’s continued growth with a focus on Corporate Lending and Leveraged Buyout transactions.

Responsibilities

• Risk Analysis: Conduct thorough risk analysis for corporate and leveraged loans in the Asia Australia region.
• Underwriting Management: Manage underwriting processes, emphasizing risk assessment, analysing historical performance, security and legal structure.
• Team Coordination: Coordinate workstreams across teams (Rating, Legal, Tax, Compliance, Operations) during underwriting and portfolio monitoring.
• Risk/Return Evaluation: Evaluate transactions from a risk/return perspective and present applications to the Company and/or Bank Management.
• Credit Applications: Prepare credit applications, including due diligence, financial modelling, sensitivity analysis, and negotiation of commercial and financing agreements.
• Post-Approval Management: Oversee post-approval processes, including closing and first disbursement, portfolio performance monitoring, and handling requests for consents, waivers, and amendments.

Qualifications/Experience

• Education: University degree in Finance, Economics, Management, or equivalent, ideally with a finance-related post-graduation or professional qualification.
• Experience: Min 10 years of credit (risk) experience, specializing in corporate lending and leveraged finance transactions in the Asia/Australia region.
• Skills: Strong financial modeling abilities and profound knowledge of complex financial structures and transaction analysis.
• Risk Assessment: Keen ability to identify and assess risks in transactions and evaluate risk mitigation measures.
• Jurisdictional Awareness: Familiarity with jurisdictional differences in major Asian geographies related to security and guarantees.
• Additional Skills: Proficiency in reviewing and negotiating legal documentation, fluency in English, leadership skills, analytical decision-making ability, and capacity to work effectively under pressure within diverse teams.