Credit Risk Analyst

ALLEGIS GROUP SINGAPORE PRIVATE LIMITED; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A financial services multinational in Singapore is seeking a Credit Risk Analyst to optimize underwriting and portfolio management. The role requires strong data skills in Python and SQL, with 2+ years of relevant experience in financial or banking sectors. Key responsibilities include evaluating risk policies and collaborating with various business functions to enhance credit programs.

Qualifications

• 2+ years working experience in Credit Risk with a Bank or MNC.
• Experience working alongside Business Stakeholders & Risk Managers.
• Strong data skills with Python & SQL.

Responsibilities

• Evaluate and optimize risk policies for credit portfolios.
• Monitor portfolio risk reports and enhance efficiency of credit programs.
• Execute regular and ad-hoc deliverables including policy documentation.
• Collaborate with Business, Product, Regional Risk and IT to achieve lending OKRs.

Skills

Credit Risk Analysis

Python

SQL

Collaboration

Job description

We are hiring a Credit Risk Analyst to join a MNC based here in Singapore. This role would be to join the Lending Portfolio for Consumers – Cash Loans & BPLP Buy Now Pay later.

Job Scope

• Evaluate and optimize underwriting and customer portfolio management risk policies
• Monitor portfolio risk reports and effectively use the reports to identify potential opportunities to enhance efficiency of credit programs.
• Complete regular and ad-hoc deliverables such as whitelist refresh & policy documentation, etc.
• Work with the credit decisioning engine team to implement policy changes, such as - requirement walkthrough, UAT and post implementation monitoring etc.
• Hands on in Python and/or SQL to execute BAU tasks and data analytics
• Collaborate with Business functions such as Commercial, Product, Regional Risk and IT to help achieve lending OKRs.

Requirements

• 2+ years working experience in Credit Risk with a Bank or MNC
• Worked alongside Business Stakeholders & Risk Managers
• Data skills with Python & SQL