Credit Manager (SME Banking)

MICHAEL PAGE INTERNATIONAL PTE LTD; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A global financial group in Singapore is seeking an experienced credit underwriter to conduct credit screenings and manage credit assessments for SME clients. The ideal candidate will have over 7 years of experience in SME credit underwriting and solid knowledge of trade finance. This role offers competitive compensation, career development, and the opportunity to work in a dynamic team. Join a collaborative environment focused on business growth and trade expansion.

Benefits

Competitive salary

Performance-based rewards

Structured career path

Qualifications

• At least 7 years' experience in SME credit underwriting within a bank or financial institution.
• Solid understanding of trade finance, receivables finance, or working capital lending.
• Proven ability to work independently, prioritise effectively, and collaborate across business and risk functions.
• Strong analytical and presentation skills, with sound risk judgment.

Responsibilities

• Conduct credit screening and due diligence on new and existing SME clients, analysing financial statements and external credit data.
• Prepare comprehensive credit proposals and risk assessments, recommending appropriate credit limits and terms.
• Manage credit insurance limits and internal exposures, ensuring alignment with risk appetite and policy standards.
• Monitor post-lending performance, including payment trends, covenant compliance, and early warning indicators.
• Support the enhancement of credit processes, reporting, and audit readiness across the credit function.

Skills

SME credit underwriting

Trade finance

Analytical skills

Collaboration skills

Job description

• Drive SME growth through smarter credit decisions.
• Shape regional trade finance with your credit expertise.

About Our Client

Our client is a global financial group with deep expertise in trade and supply chain finance. It's Singapore platform focuses on enabling SME clients to access structured financing that supports business growth, trade expansion, and liquidity optimisation. The organisation offers a strong governance culture, international exposure, and long-term career development within a collaborative environment.

Job Description

• Conduct credit screening and due diligence on new and existing SME clients, analysing financial statements and external credit data.
• Prepare comprehensive credit proposals and risk assessments, recommending appropriate credit limits and terms.
• Manage credit insurance limits and internal exposures, ensuring alignment with risk appetite and policy standards.
• Monitor post-lending performance, including payment trends, covenant compliance, and early warning indicators.
• Support the enhancement of credit processes, reporting, and audit readiness across the credit function.

The Successful Applicant

• At least 7 years' experience in SME credit underwriting within a bank or financial institution.
• Solid understanding of trade finance, receivables finance, or working capital lending.
• Proven ability to work independently, prioritise effectively, and collaborate across business and risk functions.
• Strong analytical and presentation skills, with sound risk judgment.

What's on Offer

This role offers the opportunity to be part of a growing regional banking platform with strong institutional backing and a stable governance framework. You will gain broad exposure to cross-border SME and trade finance lending, working alongside experienced professionals in a collaborative and fast-paced environment. The organisation provides a structured career path, regional visibility, and the chance to contribute to meaningful business growth. A competitive salary and performance-based rewards are offered in recognition of experience and results.

Michael Page International Pte Ltd | Registration No. 199804751N