Credit Control Analyst

Jobstreet SG; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A financial services company in Singapore is seeking a Credit Control Analyst responsible for managing customer credit risk and ensuring timely collection of debts. You will analyze accounts, liaise with customers for payments, and support financial stability. The ideal candidate has a bachelor's degree and 2–4 years of relevant experience. This role requires strong analytical skills and proficiency in Excel and ERP systems.

Qualifications

• 2–4 years of experience in credit control, accounts receivable, or financial analysis.
• Ability to work independently and manage multiple priorities.

Responsibilities

• Monitor and analyze customer accounts to identify overdue payments and assess credit risk.
• Perform credit assessments and set credit limits based on financial analysis.
• Liaise with customers to ensure timely payment and resolve billing disputes.

Skills

Analytical skills

Problem-solving skills

Communication skills

Negotiation skills

Education

Bachelor’s degree in Finance, Accounting, Business Administration, or related field

Tools

Microsoft Excel

ERP systems (SAP, D365)

Job description

The Credit Control Analyst is responsible for managing and analyzing customer credit risk, ensuring timely collection of outstanding debts, and maintaining healthy cash flow. This role involves close collaboration with internal teams and external clients to resolve payment issues and support financial stability.

Responsibilities

• Monitor and analyze customer accounts to identify overdue payments and assess credit risk.
• Perform credit assessments and set credit limits based on financial analysis and company policy.
• Liaise with customers to ensure timely payment and resolve billing disputes.
• Prepare and present regular reports on accounts receivable, aging analysis, and collection performance.
• Support month‑end closing activities related to receivables and bad debt provisions by liaising with Shared Services.
• Collaborate with sales and customer service teams to ensure alignment on credit terms and customer relationships.
• Maintain accurate and up‑to‑date payment terms and credit limits in the ERP system, ensuring alignment with approved credit decisions and internal controls.
• Recommend accounts for escalation, legal action, or write‑off when necessary.

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• 2–4 years of experience in credit control, accounts receivable, or financial analysis.
• Strong analytical and problem‑solving skills.
• Proficiency in Microsoft Excel and ERP systems (SAP, D365).
• Excellent communication and negotiation skills.
• Ability to work independently and manage multiple priorities.