Credit Analyst/AVP (Corporate Banking)

PASONA SINGAPORE PTE. LTD.; Singapore; On-site; SGD 70,000 - 100,000; Full time

Job summary

A leading recruitment agency is seeking a Credit Analyst/AVP for Corporate Banking in Singapore. The successful candidate will conduct credit risk analysis, prepare and present reviews, and support credit processes. Minimum 5 years of experience in banking and a relevant degree are required. This role offers an opportunity for career advancement and emphasizes ethical conduct and accountability.

Qualifications

• Minimum 5 years of credit analyst experience in banking.
• Experience in writing credit papers is essential.

Responsibilities

• Conduct credit risk analysis for borrowers.
• Prepare and present Credit Reviews to management.
• Support credit rating applications.
• Prepare monthly reports for senior management.
• Liaise with Head Office regarding credit control.
• Train and assist junior colleagues.

Skills

Credit risk analysis

Financial report preparation

Communication skills

Team training

Research and reporting

Education

Degree in relevant field

Job description

Overview

Location: Marina Bay

Working hours: 08:45 to 17:30 (Monday to Friday)

Credit Analyst/AVP (Corporate Banking)

Responsibilities

• Conduct independent and impartial credit risk analysis of existing and potential borrowers for creditworthiness and repayment capability.
• Prepare and present annual and quarterly (if required) Credit Reviews to the Branch Senior Management for existing and potential customers within the stipulated framework pursuant to Head Office and branch’s P&P.
• Independently support credit rating (CRR) application proposed by the Credit Investment Department.
• Prepare monthly reports to Branch Senior Management (at Credit Committee Monthly meeting) tracking disclosure and receipt of financial statements, and completion of Credit Reviews and CRR reviews within timelines pursuant to Head Office and branch’s P&P.
• Prepare monthly self-review checklist reporting the department’s work schedule to Branch Senior Management.
• Prepare financial and non-financial covenants via respective quarterly and monthly reports to Branch Senior Management, together with detailed verification of individual covenants certificates provided by agent banks as needed.
• Liaise with Head Office regarding credit control when necessary, including communications by e-mail or telephone.
• Organize Credit Committee Individual Proposal/Monthly meetings. Prepare and circulate minutes and maintain originals together with related materials as presented.
• Conduct research and produce reports on credit issues relevant to the branch’s credit portfolio.
• Assist, train and provide oversight for junior or new colleagues to facilitate smooth running of the CC Department operations.
• Undertake, assist and support CC Department’s drive to shift away from mechanistic compliance to individual accountability for practices that promote a culture of accountability and good conduct.
• Support Head of Department in endeavors to achieve CC Department’s targets.
• Undertake other tasks regarding credit control under the direction of Head of Department.

Individual Accountability and Conduct

• Fit and proper conduct with appropriate standard of behavior for doing what is right and ethical.
• Driven by values, attitude and behavior of honesty and integrity.
• Embed and cascade down the right mindset for risk ownership to promote ethical behavior, professionalism and responsible risk taking, and promulgate good practices to promote sound industry norms.

Other Undertaking

Work in the other departments in the Branch when appointed by Branch Senior Management.

Job requirements

• At least 5 yrs of credit analyst experience in banking industry with writing credit papers.
• Degree is required.

Interested applicants, please send your resume to Charlene (R22105303) at [e-mail] with the email subject header "Credit Analyst/AVP (Corporate Banking)".

We regret that only shortlisted candidates will be notified. Other applications will be updated in our database for future job opportunities.

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Thank you for your kind understanding and co-operation.

Pasona Singapore Pte Ltd

EA License No:90C4069

(Lau Rui Lin, Charlene, EA Registration No: R22105303)