Credit Analyst

PLANWORTH GLOBAL FACTORING (S'PORE) PTE. LTD.; Singapore; On-site; SGD 40,000 - 80,000; Full time

Job summary

A financial service provider in Singapore seeks a professional to monitor credit accounts, conduct regular analyses, and collaborate with customers. Candidates should possess strong analytical skills and at least 2 years of experience in finance. The role offers a competitive remuneration package and is part of a supportive and innovative team.

Benefits

Great teamwork

Work-life balance

Competitive remuneration package

Qualifications

• Minimum 2 years of working experience.
• Experience in Credit Companies is an added advantage.
• Strong analytical and quantitative skills.

Responsibilities

• Monitor credit accounts and recommend follow-up actions.
• Review Trade Bureau Business Watch Hit Report.
• Liaise with customers to verify transaction validity.

Skills

Analytical skills

Quantitative skills

Attention to detail

Team player

Ability to work independently

Education

Higher Secondary/Pre-U/’A’ Level

Diploma

Bachelor’s Degree

Tools

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Microsoft Outlook

Job description

Job Highlights

• Great teamwork, politic-free and friendly work environment for growth
• Young and creative team
• Encourages work-life balance
• Competitive remuneration package
• Positive growth of business portfolio

Job Description (Role & Responsibilities)

• Monitor credit accounts routinely, assess delinquent accounts, and recommend appropriate follow-up actions.
• Conduct regular monitoring of joint (designated) accounts to detect and investigate abnormal client activity.
• Review the Trade Bureau Business Watch Hit Report and promptly update the management on any flagged or alert accounts.
• Review and update the Special Attention Accounts list on a weekly basis, ensuring timely escalation of any concerns.
• Analyze the ageing report regularly and provide updates to management, highlighting delinquency trends and risk concentrations.
• Liaise with customers or paymasters actively, to verify validity of the transactions and ensure that payment will be made in due time, into the correct bank account

Who are we looking for?

Requirements

• Minimum 2 years of working experiences.
• Experience in Credit Companies is an added advantage.
• Knowledge to analyze Company Audit report is an added advantage.
• Strong analytical and quantitative skills with the ability to analyze financial data, assess risk factors, and identify potential vulnerabilities.
• Good understanding of credit risk principles, methodologies, and frameworks.
• Proficient in Microsoft Word, Excel, PowerPoint, and Outlook.
• Hard-working and diligent in carrying out responsibilities with attention to detail
• A good team player, who is also capable of working independently with minimal supervision.

Where are we?

• Ideal Location, located within The Plaza, adjacent to the prestigious Park Royal Hotel
• Near to Bugis MRT Station (5 mins walk)
• Surrounded by plenty choice of food, shopping and public transport eg Arab street
• No CBD charges-Just outside CBD restricted area.

ONLY SHORTLISTED CANDIDATES WILL BE NOTIFIED

Additional Information

Career Level

First-line management

Qualification

Higher Secondary/Pre-U/’A’ Level, Diploma, Advanced/Higher/Graduate Diploma, Bachelor’s Degree, Post Graduate Diploma, Professional Degree

Years of Experience

3 years in finance industry

Job Type

Full-Time , 5-day work week

Company Overview

Being a part of a business that's growing rapidly can be an exhilarating experience! Planworth offers customized working capital solutions for organizations ranging from small and medium-sized enterprises (SMEs) to large-sized companies. We address clients’ financial goals with tailored financial working capital solutions at every stage of their business journey to aid them in achieving their business goals and objectives.

Through our innovative financing solutions and proprietary SME-friendly credit scoring system, we address the evolving needs of SMEs and larger companies alike. Our team provides valuable innovative and customized financial advice tailored to meet our clients' current standing and help them reach their business goals.

Planworth is dedicated to the growth of companies and building a stronger economy. We focus on offering a customized range of working capital solutions such as Contract/Project Financing, Pre and Post Factoring, and supply chain financing, catering to a wide range of organizations from SMEs to larger companies.

With our focus on innovation and SME-friendly solutions, we aim to be a preferred provider in the working capital solutions industry in the region. Our values include Passion, Respect, Integrity, and Accountability.

Planworth's commitment to doing what is right and our focus on innovation are built on a foundation of trust. We strive to be a reliable partner for clients and stakeholders alike.

Why One Should Join Us

Planworth is an organization that values and nurtures talent. We offer a merit-based environment with digital tools and systems to guide career development and growth. We provide opportunities to explore learning potential and career goals through structured development and training programs. We invest in R&D to stay aligned with the evolving digital environment and equip you to contribute to the team's success.

Joining Planworth means being part of a team focused on achieving excellence and success. We invite you to become part of Planworth's culture of excellence.

“Helping clients achieve their financial goals is our greatest honour”.

Who We Are

Planworth Global Factoring (Singapore) Pte Ltd is a qualified factoring company in Singapore that is accredited by the Singapore Government on the Vendors@Gov portal to provide working capital financing needs to vendors of the Singapore Government.

Planworth Global Factoring (Singapore) Pte Ltd was awarded the SME 500 award for 2021 for resilience, business continuity, operational and staff excellence to support clients during the COVID-19 pandemic. It has achieved consecutive SME500 awards in 2022 and 2023. The founder has received multiple entrepreneurship awards. Planworth is associated with the Grand Columbia Group, a regional company with a diversified portfolio and multiple awards. The Group's portfolio and history are described in detail in the original description.

Planworth headquarters is Planworth Malaysia Sdn Bhd, registered to finance Government, GLC and Private Sector contractors, vendors, and suppliers. Planworth Malaysia is a member of Factors Chain International and has partnerships with financial institutions. Planworth Malaysia has received several government and industry recognitions.

WITH PLANWORTH, YOUR DREAMS BECOME POSSIBLE!