Compliance Manager (MLRO)

Rapyd; Singapore; On-site; SGD 120,000 - 180,000; Full time

Job summary

Rapyd is seeking a highly skilled Compliance Manager to join our Singapore team. You will ensure operations align with MAS regulations, the Payment Services Act, and global standards. This senior IC role focuses on regulatory compliance and legal advisory across cross-border activities.

You will lead policy development, regulatory engagements, and risk monitoring, while guiding audits and training to strengthen compliance across the organization.

Qualifications

• Bachelor’s degree in Law, Business, Finance, or related field.
• 7+ years of compliance experience, with 3+ years in Singapore.
• In-depth knowledge of MAS, the Payment Services Act, and AML/CTF.
• Experience in fintech, payments, or financial institutions.
• Strong written and verbal English; additional languages a plus.

Responsibilities

• Develop and maintain compliance policies and procedures per MAS regulations and the Payment Services Act.
• Serve as primary regulatory contact for MAS and Singapore authorities.
• Provide legal/regulatory advice on licensing, product reviews, onboarding/offboarding, and cross-border activities.
• Lead investigation and reporting of suspicious activity; support STR filings and AML/CTF practices.
• Advise on transaction monitoring rules and risk typologies with global teams.
• Monitor regulatory changes and translate into actionable initiatives.
• Support regulatory audits and remediation of findings.
• Conduct compliance training aligned to Singapore framework and global policy.
• Deliver compliance dashboards and reports to senior management.

Skills

Regulatory compliance

AML/CTF

Legal advisory

Cross-border compliance

Regulatory engagement

Audit support

Education

Bachelor's degree in Law/Business/Finance

Job description

Description

Rapyd has unified payments, payouts and fintech on one worldwide platform, and we’re assembling the world’s best team to liberate global commerce. With offices in Tel Aviv, Amsterdam, Singapore, Iceland, London, Dubai, Hong Kong, and the U.S., the opportunities at Rapyd are limitless.

We believe in straight talk, quick decisions, strong execution and elegant solutions. Rapyd is where hard work pays off and careers take off. Join us and let’s build the future of fintech together.

Get the tools to grow globally at www.rapyd.net. Follow: Blog, Insta, LinkedIn, Twitter

We are seeking a highly skilled and experienced Compliance Manager to join our team in Singapore. In this role, you will be responsible for ensuring our operations comply with MAS regulations, internal compliance policies, and international standards across our global activities. This is a senior individual contributor role focused on regulatory compliance and legal advisory, requiring strong subject-matter expertise in Singapore’s financial regulatory environment, particularly related to AML/CTF, payment services, and financial crime prevention.

Key Responsibilities:

• Develop and maintain compliance policies and procedures in accordance with MAS regulations, the Payment Services Act, and other applicable local and international regulatory frameworks.
• Serve as a primary regulatory contact for MAS and other Singapore authorities, managing engagements, filings, and responses to regulatory inquiries.
• Provide expert legal and regulatory advice on business initiatives, including licensing, new product reviews, onboarding/offboarding decisions, and cross-border activities.
• Lead the investigation and reporting of suspicious transaction activity, support STR filings, and ensure alignment with AML/CTF best practices.
• Advise on the design and optimization of transaction monitoring rules and risk typologies in partnership with global compliance and analytics teams.
• Monitor changes in Singapore’s regulatory landscape and translate evolving obligations into actionable compliance initiatives.
• Support regulatory audits and internal reviews, lead the preparation of audit responses, and oversee timely remediation of compliance findings.
• Conduct compliance training and awareness programs tailored to the Singapore regulatory framework, with alignment to global policy.
• Deliver compliance reporting and dashboards to senior management, highlighting trends, risks, and required actions across jurisdictions.

Requirements

• Bachelor’s degree in Law, Business, Finance, or a related field; a legal background or experience in a regulatory body (e.g., MAS, FATF) is highly desirable.
• 7+ years of compliance experience, with at least 3 years in Singapore in AML, regulatory compliance, or legal advisory roles within fintech, payments, or financial institutions.
• Strong knowledge of Singapore’s AML regulations, the Payment Services Act, and experience with licensing obligations and regulatory reporting.
• Excellent written and verbal communication skills in English. Additional languages are a plus.
• Proven ability to navigate complex regulatory environments and engage with regulators and external partners in a credible and effective manner.
• Experience working in global organizations or supporting cross-border compliance functions is preferred.

The role is based in Singapore (on-site) and reports to the Head of APAC Compliance. While the primary focus is on Singapore regulatory compliance, the position supports global compliance strategy and requires a broad regulatory perspective.

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