Compliance Analyst (Transaction Monitoring)

YouTrip; Singapore; On-site; SGD 60,000 - 80,000; Full time

Job summary

A leading fintech company in Singapore is seeking a Compliance Analyst to assist with transaction monitoring and compliance reviews. This role requires 1-2 years of experience in compliance, strong analytical skills, and attention to detail. The ideal candidate is a proactive self-starter with good work ethic and a passion for risk and compliance in the financial services sector. Join a dynamic team in a rapidly growing industry.

Qualifications

• 1-2 years of relevant experience in compliance and/or transaction monitoring.
• Excellent problem-solving skills.
• Focus on details and accuracy.

Responsibilities

• Perform L2 reviews on AML/CFT & Fraud transaction alerts.
• Draft Suspicious Transaction Reports for authorities.
• Analyse transaction data for suspicious activities.
• Collaborate with key business functions for customer satisfaction.
• Perform ad-hoc legal/compliance duties.

Skills

Compliance & Risk Enthusiast

Analytical & Detail-oriented Thinker

Good Attitude

Job description

We Are:

YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.

Our consumer and business propositions - YouTrip and YouBiz - empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.

Recognised as World Economic Forum's Global Innovator 2025, CNBC's World's Top Fintech Companies (2025, 2024), and LinkedIn's Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.

Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.

As the Compliance Analyst (Transaction Monitoring) in Singapore, you will be assisting with the screening of new customers, conducting periodic reviews of our existing customers, and performing transaction monitoring to prevent fraud and other suspicious behavior.

You will:

• Perform L2 reviews on AML/CFT & Fraud transaction alerts, and propose risk mitigating decisions to the relevant stakeholders.
• Conduct transaction reviews and should transaction anomalies be observed, draft Suspicious Transaction Reports ("STR") for lodgment to the relevant authorities
• Analyse transaction data to identify trends & patterns in transactions that may signify suspicious or fraudulent activities, using data and transaction monitoring tools
• Collaborate with other key business functions to ensure a smooth end-to-end internal process to achieve customer satisfaction and safeguard the company's and users' interests
• Perform any other ad-hoc legal/compliance duties and projects

You are:

• Compliance & Risk Enthusiast - you have racked up at least 1-2 years of relevant experience in compliance and/or transaction monitoring functions. You are also passionate about developing a career in risk & compliance and is interested in the financial services or payment industry
• Analytical & Detail-oriented Thinker - you possess excellent problem-solving skills with demonstrated experience in solving complex problems with analytical thinking. You have the natural tendency to always focus on details and hate to miss out on specifics
• Fearless Self-starter - you are not afraid to suggest and implement new initiatives to tackle complex business issues, as long as the rationale are logical and sound. You do not mind getting your hands dirty in order to get things done on a tight timeline
• Good Attitude and a Strong Work Ethic - to fulfil the professional obligations of a compliance officer, one must possess a strong work ethic along with a good attitude. The choice to do the right thing is not an easy one, but required to succeed in the role.