Chief Credit Officer - Retail Banking

Taylor Root; Singapore; On-site; SGD 125,000 - 150,000; Full time

Job summary

A leading financial services firm in Singapore is seeking a Chief Credit Officer (CCO) to spearhead the credit strategy for the Retail Banking division. This role involves refining credit policies, ensuring regulatory compliance, and driving improvements in credit analytics and digital capabilities. Candidates should bring over 15 years in retail credit risk management, with strong expertise in governance and leadership. This position offers an opportunity to influence strategies that support sustainable business growth.

Qualifications

• 15+ years in retail credit risk management with leadership experience.
• Strong expertise in credit governance, consumer lending, collections, and regulatory frameworks.
• Proven ability to lead teams and influence senior stakeholders.

Responsibilities

• Lead and refine retail credit strategy, policies, and underwriting standards.
• Oversee portfolio performance, including credit quality and loss forecasting.
• Ensure adherence to regulatory requirements and serve as a contact for auditors.

Skills

Retail credit risk management

Leadership

Credit governance

Regulatory frameworks

Stakeholder influence

Education

Advanced degree in Business or Finance

Job description

We are seeking a Chief Credit Officer (CCO) to lead the credit strategy, governance, and risk oversight for the Retail Banking division.

Key Responsibilities

• Lead and refine retail credit strategy, policies, and underwriting standards.
• Oversee portfolio performance, including credit quality, provisioning, loss forecasting, and stress testing.
• Ensure adherence to regulatory requirements and serve as a key contact for auditors and regulators.
• Drive improvements in credit models, analytics, and digital credit capabilities.
• Lead teams across underwriting, risk analytics, and collections and build a strong risk culture.
• Collaborate with Retail, Risk, Finance, and Operations to support sustainable business growth.

Qualifications & Experience

• 15+ years in retail credit risk management with leadership experience.
• Strong expertise in credit governance, consumer lending, collections, and regulatory frameworks.
• Proven ability to lead teams and influence senior stakeholders.
• Advanced degree in Business, Finance, or related field preferred.