Business Credit Risk Lead

WECRUIT PTE. LTD.; Singapore; On-site; SGD 100,000 - 125,000; Full time

Job summary

A financial services company in Singapore is seeking an experienced Business Credit Risk Lead to oversee SME loan portfolios. You will evaluate creditworthiness and mitigate financial risk while ensuring prudent lending practices. The ideal candidate needs a diploma or degree in finance, alongside at least 5 years of relevant experience in credit risk management.

Qualifications

• At least 5 years’ experience in credit risk or credit assessment within financial services.

Responsibilities

• Review and assess SME loan applications for credit risk and compliance.
• Analyse financial statements, business performance, and industry trends.
• Recommend loan structures and terms aligned with risk policies.
• Monitor loan performance and identify early warning signs of default.
• Develop and implement risk management strategies.
• Ensure adherence to regulatory guidelines and internal credit policies.

Skills

Strong analytical skills

Knowledge of SME financing practices

Familiarity with MAS regulations

Education

Diploma/Degree in Finance, Accounting, or related discipline

Job description

Business Credit Risk Lead – SME Finance

Singapore | Full-Time | Competitive Salary

We are seeking an experienced Business Credit Risk Lead to oversee SME loan portfolios and ensure prudent lending practices. You will play a key role in evaluating creditworthiness and mitigating financial risk.

Key Responsibilities:

• Review and assess SME loan applications for credit risk and compliance
• Analyse financial statements, business performance, and industry trends
• Recommend loan structures and terms aligned with risk policies
• Monitor loan performance and identify early warning signs of default
• Develop and implement risk management strategies
• Ensure adherence to regulatory guidelines and internal credit policies

Requirements:

• Diploma/Degree in Finance, Accounting, or related discipline
• At least 5 years’ experience in credit risk or credit assessment within financial services
• Strong analytical skills and knowledge of SME financing practices
Familiarity with MAS regulations and non-bank lending policies preferred

WeCruit Pte Ltd | EA License No. 20C0270

EA Personnel: Tan Soon Hock (Steven) | Registration No. R1109889